Elkhart Homes with Waterfront Lot features

Welcome to Elkhart, Indiana—a charming city nestled in the heart of the Midwest, where scenic beauty meets vibrant community life. Known as the "Gateway to the Midwest," Elkhart boasts a rich cultural heritage and a thriving economy, making it a perfect place to call home. With its picturesque parks, lively festivals, and a strong sense of community, Elkhart offers a unique blend of small-town charm and urban convenience.

One of the most captivating features of Elkhart is its stunning waterfront properties. Imagine waking up every morning to the gentle lapping of water against the shore, with breathtaking views right outside your window. Homes with waterfront lots in Elkhart offer an unparalleled lifestyle, where you can enjoy fishing, boating, and tranquil evenings by the water. These properties not only provide a serene escape from the hustle and bustle of daily life but also create an ideal environment for family gatherings and entertaining friends.

The waterfront homes in Elkhart come in various styles and sizes, from cozy cottages to expansive estates, ensuring that there is something for everyone. Many of these homes are thoughtfully designed to maximize views and outdoor living spaces, allowing you to fully embrace the beauty of the surrounding nature.

In Elkhart, you’ll find a community that values both relaxation and adventure, where you can enjoy the charm of small-town living while having easy access to larger urban amenities. If you’re searching for a home that offers the perfect blend of tranquility and activity, look no further than Elkhart’s enchanting waterfront properties. Come discover your dream home in this delightful city!

Newest Elkhart Homes with Waterfront Lot features

$509,000

5 Beds ⋅ 3 Baths ⋅ 202632350 MLS ⋅ 4,241 SqFt.

This spacious **5-bedroom, 3-bath ranch** offers **100 feet of channel frontage** with access to the river. Surrounded by windows, the home is filled with natural light and features an open floor plan that's perfect for everyday living and entertaining. The large kitchen provides abundant cabinet and counter space and flows seamlessly into the main living areas. The custom primary suite offers a private retreat with a Jacuzzi tub, walk-in shower, and generous closet space. Outside, you'll find an oversized **2-car garage**, a large storage shed for your lawn equipment, and recreational toys, plus a beautifully secluded backyard. The expansive backyard with covered patio is ideal for hosting family gatherings, summer barbecues, or simply relaxing while enjoying the peaceful nature setting. With generous room sizes, abundant storage this home offers endless possibilities.

2030 Greenleaf Blvd, Elkhart

Listing courtesy of from Re/Max County Wide 1st. Cell: 574-335-9450

$1,250,000

5 Beds ⋅ 9 Baths ⋅ 202632319 MLS ⋅ 11,953 SqFt.

LUXURY RIVERFRONT LIVING AT ITS FINEST Experience resort-style living in this extraordinary home set on over 300 feet of stunning river frontage with breathtaking water views. This magnificent 11,953 sq. ft. residence offers every amenity imaginable to enjoy life to the fullest. MAKE THIS PARAGRAPH ABOVE IN CAPS Inside be prepared to be welcomed by soaring vaulted ceilings, a dramatic semi-circular winding staircase, authentic imported Mexican tile floors, and a striking two-level chandelier. The expansive main-level primary suite spans an impressive 75 feet, featuring dual walk-in closets, a spa-inspired ensuite bath, a large Jacuzzi tub, and a walk-in marble shower. Enjoy serene mornings in the sunroom with its and wet bar or savor breakfast in the semi-circular dining nook overlooking tranquil water views. The custom kitchen features granite countertops, a Sub-Zero refrigerator, a 6-burner cooktop with griddle, two built-in ovens, a walk-in pantry, and a gas fireplace. The lower level boasts a sophisticated clubroom with a built-in bar and a shooting range, while upstairs the indoor pool area, complete with a full gym, sauna, and walkout to the river, offers year-round resort-style living. Every bedroom in the upper level is an en-suite, ensuring comfort and privacy for all. Additional highlights include a theater room, multiple fireplaces, a 6-car heated and air-conditioned garage, two piers, a curved brick driveway, and a wrap-around brick patio. This is more than a home — it's a new way of life. Welcome to the pinnacle of riverfront living.

27 Quail Is, Elkhart

Listing courtesy of from Cressy & Everett- Elkhart. Cell: 574-532-3808

$699,900

3 Beds ⋅ 3 Baths ⋅ 202629136 MLS ⋅ 2,524 SqFt.

Experience lakefront living on beautiful Simonton Lake! This inviting 3-bedroom, 2.5-bath home offers stunning water views and plenty of space to relax and entertain. Enjoy direct lake access, boating, fishing, kayaking, and unforgettable sunsets right from your backyard. With a spacious layout, outdoor gathering areas, and a prime waterfront setting, this property is perfect as a year-round residence or weekend retreat. Available to purchase fully furnished and airbnb rent ready for an additional $25,000.

51173 Channel Ct, Elkhart

Listing courtesy of from Realty Group Resources. Office: 574-264-2000

$449,888

3 Beds ⋅ 5 Baths ⋅ 202615414 MLS ⋅ 8,354 SqFt.

Nestled along scenic Puterbaugh Creek with tranquil water views and no rear neighbors, this stunning all-brick ranch offers over 5,300 square feet of main-level living designed for comfort, entertaining, and relaxation. Featuring 3 spacious bedroom suites, including a beautifully updated primary retreat with a spa-inspired walk-in tile shower and soaking tub, this home blends timeless elegance with modern updates. Expansive gathering areas include a formal living room, formal dining room, and a warm family room highlighted by a cozy step-down fireplace lounge. The generously sized kitchen offers Corian countertops, abundant workspace, and plenty of room for hosting family and friends. For year-round wellness and recreation, the impressive 43' x 29' pool room features an exercise pool, while the lower level provides flexible space for a game room, media room, private den, or hobby area. Set on 1.32 beautifully landscaped acres, the fully fenced property is packed with exceptional amenities, including an oversized heated 2-car garage, circular driveway, private gated entrance, secluded patio, and an outdoor hot tub that stays with the home. With incredible indoor and outdoor living spaces, peaceful surroundings, and a layout built for entertaining, this is truly an entertainer's dream and a rare Greenleaf Manor opportunity. See disclosures for the extensive list of updates and improvements completed over the years. Fantastic Opportunity & Unmatched Space in Greenleaf Manor! Pre-approved buyers only.

1704 Brookwood Dr, Elkhart

Listing courtesy of from Coldwell Banker Real Estate Group. Office: 574-522-2822

$1,550,000

5 Beds ⋅ 5 Baths ⋅ 202629765 MLS ⋅ 7,718 SqFt.

COMMANDING 386 FEET OF PRISTINE RIVER FRONTAGE WITH A REINFORCED SEAWALL. THIS 7500+ SQ. FT. ESTATE DELIVERS PANORAMIC WATERFRONT VIEWS FROM NEARLY EVERY ROOM. THE OUTDOOR LIVNG IS UNRIVALED A GAZEBO PERCHED AT THE WATERS EDGE, YOUR OWN BOAT LIFT, DUAL PATIOS FOR ENTERTAINING, A POND WITH A WATERFALL, AND AN OUTDOOR KITCHEN READY FOR SUMMER EVENINGS ON THE RIVER. YOU CAN ENJOY ALL OF THIS WITH NO FLOOD INSURANCE REQUIREMENT. INSIDE, THE PRIMARY SUITE IS A TRUE RETREAT — wake to river views through arched windows, step directly onto your private patio, and unwind in a spa-inspired bath with a designer porcelain tub and oversized tile shower. Upstairs, a second primary suite offers its own private balcony and sitting area, giving guests or family the same breathtaking water views. THE GOURMET KITCHEN — anchored by a quartz island, gas range, and wine cooler — opens to a sun-drenched dinette with a bay window and circular built-in seating, the perfect spot for morning coffee as the river comes to life. ATTACHED ON THE MAIN LEVEL, A STUNNING INDOOR POOL HOUSE transforms every season into pool season. With vaulted ceilings, a separate spa, gas fireplace, and a brand-new high-efficiency dehumidifier system, the space is equal parts wellness retreat and entertainment pavilion. A four-season workout room adjoins the pool house, so your fitness routine comes with a view year-round. Four bedrooms, five full baths, Two gas fireplaces. Three-car garage. Generator-ready. Steel roof. Dual high-efficiency furnaces and AC. THIS ISNT'S JUST A HOME--IT'S A RIVERFRONT LIFESTYLE!

2515 Waterbend Dr, Elkhart

Listing courtesy of from Cressy & Everett- Elkhart. Cell: 574-532-3808

$649,000

5 Beds ⋅ 4 Baths ⋅ 202626482 MLS ⋅ 3,119 SqFt.

Discover Over 3,000 sq ft of Thoughtfully Updated Living Space on the Peaceful Channel of the Upper St. Joe River In Heron Cove! This 4–5 bedroom, 3.5 bath Haven Offers unmatched Serenity and Functionality—Including a Full Bathroom on Every Level, Making Busy Mornings and Guest Stays a Breeze! Step Inside to a Beautiful Soaring Coffered Ceiling & Wall of Windows in the Living Room, and a Gourmet Kitchen (2021) Boasting Spacious Quartz Countertops, Black Stainless Steel Appliances, Tiled Backsplash, Pantry and Walk-Around Island. The Main-Level Primary En-Suite Provides a Relaxing Escape, while Three Upstairs Bedrooms and another Full Bath Offer Comfort and Privacy for the Whole Family. The Walk-Out Lower Level Provides a Versatile Layout that Includes an Additional Bedroom or Office, Full Bath, Kitchenette, Game Room, and Spacious Family Room—Ideal for Entertaining. Enjoy the Peacefulness of the Channel with Steel Wall and Year-Round Dock Access—No Hauling, No Seasonal Stress, No Wake Splashing Against the Seawall and High Ground - No Chance of Flooding! Entertain Effortlessly on the New Composite Deck, Railing, & Staircase (2021) with Power Awning! Additional Updates to This Meticulously Kept Home Include Vinyl Luxury Flooring (2021), Front Storm Door, 2 Sump Pumps (2026). New Chimney and Cap, and New Lighting. Perfect Location with the Park Area with Volleyball, Tennis Court, Basketball Court, Playground, & Picnic Area Right Across the Street . Enjoy Summertime on the River with Live Free Music on the Weekends!

54454 Heron Cove Ln, Elkhart

Listing courtesy of from Snyder Strategy Realty Inc.. Cell: 574-354-1841

$925,000

3 Beds ⋅ 3 Baths ⋅ 202614950 MLS ⋅ 3,328 SqFt.

$50k price reduction! Discover the perfect blend of comfort and relaxed waterfront living with 133 feet of prime channel frontage on Simonton Lake. Thoughtfully designed to maximize its unique vantage point, this custom-built home offers full views of Little Simonton and the main channel entrance, promising an unforgettable summer and year-round enjoyment. Step inside to a welcoming open-concept layout that balances style and everyday functionality with its 9’ ceilings and full-view windows that look right out over the water. The spacious eat-in kitchen is equipped with custom cabinetry, quality appliances, granite countertops, and a large central island perfect for gathering. Step out onto the generous deck to enjoy dining against a beautiful waterfront backdrop. The main floor also hosts a bright primary suite with a walk-in closet & a beautifully tiled walk-in shower, alongside a comfortable second bedroom, a full guest bath, & a practical laundry/mudroom. Leave the hustle & bustle of the main lake behind and enjoy peaceful channel life. This property sits in a protected no wake zone, meaning your boat stays safely docked without being constantly bounced around by passing wakes. The water here is calm & quiet, making it the perfect spot to fish, swim, or launch a kayak right from your backyard. The property also features dedicated steps leading down to a sandy play area, perfect for relaxing by the water's edge. The impressive walk-out lower level also boasting 9’ ceilings is built for effortless relaxation. It features a convenient kitchenette, a spacious third bedroom with an egress window, a comfortable family room, & a game room for off-season entertainment. This space is incredibly flexible & could easily be converted to a 4th bedroom if needed. Spend evenings at the covered outdoor kitchen, which features granite countertops, a mini-fridge, a sink, and built-in gas grill the ideal setting for outdoor dining while watching the sunset. While many lake properties compromise space, this home offers a rare combination of frontage, parking, & organized storage that is hard to find. A three-car garage featuring a dedicated workshop area with a sink, Craftsman cabinets, plus an upper loft area for substantial extra storage. A secure outdoor storage space keeps your lake toys organized & out of site & an additional concrete slab gives hassle-free parking for your boat,trailer or RV. A rare opportunity for a peaceful, fully equipped waterfront lifestyle!

51055 Twilight Dr, Elkhart

Listing courtesy of from RE/MAX Oak Crest - Elkhart. Cell: 574-575-8542

$369,900

3 Beds ⋅ 2 Baths ⋅ 202630193 MLS ⋅ 2,048 SqFt.

Experience the best of waterfront living in this beautifully maintained 3 bedroom, 2 bathroom home offering channel access to the St. Joseph River and the privacy of a beautifully secluded backyard setting. This unique property combines comfort, efficiency, and flexible living space featuring solar panels, walk-out basement and a setting designed for enjoying the outdoors. Inside, you'll find inviting living spaces and a finished walkout lower level designed with versatility in mind. The lower level features a full kitchen, spacious living area, bathroom, rec room, along with its own private exterior entrance and direct walkout access to the backyard. This flexible space provides endless possibilities for multi-generational living, extended guests, a home office, recreation, or additional entertaining space. Outdoor amenities include an expansive deck overlooking the water, fenced backyard for privacy, hot tub, and your own private boat dock for easy channel access to the St. Joseph River. Additional highlights include owned solar panels offering energy efficiency and long-term savings, a large storage shed with electricity for boating gear, lawn equipment, and hobbies. Conveniently located with easy access to major roadways including County Road 17 and the Indiana Toll Road. Offering the perfect blend of water recreation, flexible living space, modern efficiency, and everyday convenience, this is a rare opportunity to enjoy the lifestyle you've been looking for.

22055 State Road 120, Elkhart

Listing courtesy of from Model Real Estate LLC. Cell: 574-538-7405

$369,000

3 Beds ⋅ 3 Baths ⋅ 202626530 MLS ⋅ 3,330 SqFt.

Nestled in a desirable Elkhart neighborhood, this beautifully maintained 3-bedroom, 3-bath home offers the perfect blend of comfort, space, and scenic surroundings. The inviting main level features a spacious layout highlighted by a cozy fireplace, creating a warm and welcoming gathering space. The finished basement expands your living area with a versatile bonus room, ideal for a home office, gym, hobby room, or additional living space. Step outside onto the deck and enjoy peaceful mornings or relaxing evenings overlooking the pond, with picturesque views of the golf course providing a beautiful backdrop year-round. With three full bathrooms, generous living space, and an attached garage, this home offers both functionality and style. Conveniently located near shopping, dining, parks, and everyday amenities, this is an exceptional opportunity to enjoy tranquil views without sacrificing convenience. Schedule your private showing today!

3905 Doral Ln, Elkhart

Listing courtesy of from Berkshire Hathaway HomeServices Elkhart. Office: 574-293-1010

$1,600,000

5 Beds ⋅ 5 Baths ⋅ 202542887 MLS ⋅ 5,249 SqFt.

Welcome to your dream lake home—an extraordinary 5-bedroom, 5-bathroom retreat nestled on 1.5 acres with an impressive 264 feet of pristine Simonton Lake frontage. This expansive 5,249 sq ft residence offers unmatched space, luxury, and versatility, in addition there is 3,614 sq ft walk-out basement with two overhead doors and a service entry door—perfect for lakeside storage, recreation, or future finishing. Enjoy summer days in the stunning inground pool featuring water features and an automatic cover, all set against the backdrop of the lake. A circular guest driveway and attached two-car garage provide convenience and curb appeal. Inside, you'll find three cozy gas fireplaces, two private offices, and two luxurious master suites one on the main level and another upstairs. The heart of the home is an expansive kitchen complemented by a separate butler’s kitchen, ideal for entertaining and everyday living. With 5 spacious bedrooms, 3 full baths, and 2 half baths, this home is designed for comfort and flexibility. Whether hosting guests or enjoying quiet evenings, every space is thoughtfully crafted. The unfinished walk-out basement offers endless possibilities—create a lakeside lounge, workshop, or additional living space tailored to your vision. This is more than a home, it's a lifestyle. Rarely does a property of this scale and quality become available on Simonton Lake. Schedule your private tour today and experience lakeside living at its finest.

25424 Northshore Dr, Elkhart

Listing courtesy of from Creekstone Realty. Office: 574-202-2000

$521,900

4 Beds ⋅ 1 Baths ⋅ 202621006 MLS ⋅ 3,100 SqFt.

Welcome to the diamond on Heaton Lake! Completely custom remodeled in 2019 from the exterior to the interior, this stunning tri-level home on a double lot offers the perfect blend of comfort, style, and peaceful waterfront living. Seller will be installing an additional half bathroom in laundry room area! From the moment you step into the front foyer, you’ll be captivated by the soaring vaulted ceilings and breathtaking views of Heaton Lake, perfectly showcased by the dramatic floor-to-ceiling stone fireplace in the main living area. The beautifully updated kitchen and dining space create the perfect chef’s retreat, featuring stainless steel appliances, a touchscreen refrigerator, stone backsplash, and a spacious eat-in area ideal for entertaining or everyday living. Just off the kitchen, you’ll also find main-floor laundry with washer & dryer on storage pedestals and two generously sized bedrooms. Upstairs, the private primary bedroom offers a true escape with dual closets and its own private balcony overlooking the water—perfect for enjoying your morning coffee, watching wildlife, or simply taking in the peaceful surroundings. An additional upstairs bedroom overlooks the main living space below and would make an ideal home office, reading nook, or creative retreat. The lower level provides even more living space with an additional family room, sunroom, extra storage, and sliding glass doors leading directly to your backyard oasis. Outside, enjoy multiple outdoor entertaining areas including three separate decks, a gazebo, pergola, and beautifully positioned lake views that make every season feel like a getaway. So, what are you waiting for?

22618 Lake Shore Dr, Elkhart

Listing courtesy of from McKinnies Realty, LLC. Cell: 574-335-9022

$399,000

4 Beds ⋅ 4 Baths ⋅ 202610380 MLS ⋅ 3,258 SqFt.

Tucked away on a quiet cul-de-sac in desirable Hunters Pointe, this distinctive 4-bedroom, 3.5 bath home offers a rare combination of privacy, character, and scenic beauty. With 216 feet of water frontage along the pond this half-acre property features lovely, landscaped grounds that provide a peaceful setting that is conveniently located near shopping, dining and everyday amenities. Inside, the home features a striking vaulted beamed ceiling in the living room, highlighted by a large brick gas fireplace and sliding doors leading to the deck. A distinctive sunken dining room adds architectural interest and an inviting space for gatherings. The main level primary suite includes creek views, two walk-in closets, and a walk-in shower. The finished lower level expands the living space with a large family room with wood--burning stove, bedroom and full bath, plus a large, carpeted, semi-finished multi-purpose room ideal for a home office, workout area, or hobby space. Recent improvements include a brand-new water heater and well bladder. With its unique layout, beautiful landscaping, and rare waterfront location, this home offers a one-of-a-kind opportunity in Hunters Pointe.

54459 Hunters Ct, Elkhart

Listing courtesy of from Cressy & Everett- Elkhart. Cell: 574-532-3808

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IDX information is provided by the Indiana Regional MLS and is exclusively for the consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

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