Osceola Real Estate

Welcome to Osceola, Indiana – a hidden gem that perfectly blends small-town charm with modern conveniences! Nestled in St. Joseph County, just a stone's throw from the vibrant city of South Bend, Osceola is a delightful community that offers a peaceful lifestyle without sacrificing accessibility to urban amenities.

Osceola boasts a rich history and a friendly atmosphere, making it an ideal place for families, retirees, and young professionals alike. The town is known for its strong sense of community, where neighbors become friends and local events foster connections. From seasonal festivals to farmers' markets, there’s always something happening that brings residents together.

Nature enthusiasts will appreciate Osceola's beautiful parks and outdoor spaces, perfect for leisurely strolls, picnics, or family gatherings. The nearby St. Joseph River offers opportunities for fishing and kayaking, while the scenic trails are ideal for hiking and biking, allowing residents to fully embrace the natural beauty of the area.

Education is a priority in Osceola, with access to quality schools and educational resources that cater to students of all ages. The town's strategic location provides easy access to major highways, making commuting to nearby cities a breeze for work or leisure.

Whether you’re looking to settle down or simply explore, Osceola, IN, is a welcoming community that promises a fulfilling lifestyle. Discover your dream home in this charming town and experience all that Osceola has to offer!

Newest Listings in Osceola

$345,000

4 Beds ⋅ 3 Baths ⋅ 202637228 MLS ⋅ 2,458 SqFt. ⋅ Rocky Verteramo

Check out this 4-bedroom, 2.5-bath home located in popular Penn School District! Conveniently located not only to schools, but also to nearby shopping and restaurants. This home is in an ideal spot! The front porch immediately welcomes you inside, where you’ll find a nice-sized living area with a gas fireplace and semi-open dining/kitchen space. Upstairs, you'll find 3 bedrooms and a huge 4th bedroom/bonus room, which could easily be used as a flex space to fit your other needs**, as well as 2 full bathrooms. The basement is mostly finished and offers additional living space and a laundry room, while still leaving plenty of space for storage. Out back is a fenced-in yard and nice deck, perfect for enjoying the warmer months. This is a great home that will go quickly; schedule your showing today!

55051 Andrew Ln, Osceola

Listing courtesy of Rocky Verteramo from Keller Williams Realty Group. rocky@rockyverteramo.com

$259,900

3 Beds ⋅ 2 Baths ⋅ 202637116 MLS ⋅ 1,728 SqFt. ⋅ Laurie Ladow

This home blends the perfect option of having all the expensive mechanicals updated along with the ability to move right in and make your own cosmetic changes to create your own oasis. The list here is long and mighty: New house roof 2024, garage roof 2026, on demand water heater 2025, HVAC 2019, windows 2024, well about 15 years, brand new septic in the process of being installed, brand new, never used stainless kitchen appliances, newer washer and dryer, newer water softener, large shed 2017, vinyl privacy fenced yard with fenced dog run area, huge 2 1/2 car garage that is insulated with excellent lighting and workshop space.

68 Sunnycrest Dr, Osceola

Listing courtesy of Laurie Ladow from Cressy & Everett - South Bend. Cell: 574-532-8779

$599,000

3 Beds ⋅ 3 Baths ⋅ 202636316 MLS ⋅ 1,996 SqFt. ⋅ Karen Schneider

UNDER CONSTRUCTION, framing complete, mechanicals underway early September 2026. Place a Down Payment to reserve this ranch home and select your preferred finishes from builder's local design center. This Modern Craftsman ranch with walkout basement and 3 car garage by Kline Custom Homes seamlessly blends rugged stone veneer, sleek board-and-batten siding, and warm cedar accents for undeniable curb appeal. The expansive single-story layout features a covered front porch, upgraded black Pella casement windows, and a 3 car fully insulated garage. Ideally located in the Penn School District just minutes from the area's finest shopping and dining, this home will offer a perfect balance of contemporary design and natural elegance. The main level of this spacious 1,996-square-foot home centers around an expansive great room with 10-foot ceilings, a linear electric fireplace flanked by built in cabinets, and an elegant tray ceiling featuring coffered beams. The open-concept design flows seamlessly into a gourmet kitchen equipped with double ovens, 36" 6 burner range top, and a large quartz island, flanked by a sunlit dinette that opens to a 12'x12' covered composite deck with stairs leading to a large patio. A private primary suite wing offers luxury with dual vanities, a tiled shower, and a large walk-in closet, while two additional bedrooms on the opposite side provide plenty of space for guests. Practicality meets style with a functional mudroom featuring custom coat bench, a dedicated laundry room with sink, and a 31'x23' fully insulated three-car garage. The list price is with an unfinished lower walkout level of this home...custom pricing is available for basement finishing to make this a 4 or 5 bedroom home! As this house is in its early stages of construction, buyer can select most finishes to customize this home for December 2026 occupancy.

11124 Wharton Way Unit 302, Osceola

Listing courtesy of Karen Schneider from Artisan Realty Group. Ofc: 574-807-4661

$645,000

6 Beds ⋅ 2 Baths ⋅ 202636069 MLS ⋅ 2,080 SqFt. ⋅ Christine Simper

**OPEN HOUSE Sunday, September 13th 11AM-1PM** Acreage, privacy, opportunity—and room to live life your way! Set on nearly 12 acres in the Penn-Harris-Madison School District, this unique agricultural-zoned property offers the kind of space and flexibility that’s getting harder to find. Whether you dream of a hobby farm, room for animals, a place to pursue your hobbies, or simply want to escape the hustle and bustle, this property delivers. Inside, the six-bedroom, two-bath home offers plenty of room for family and guests, along with an eat-in kitchen featuring new appliances and an oversized primary bedroom. A durable metal roof adds peace of mind, while the expansive back deck creates the perfect setting for morning coffee, evening gatherings, or simply enjoying the peaceful views of your private pond and its solar-powered fountain. The real magic continues outside. A 3,240-square-foot pole barn with an attached lean-to and 200-amp service provides exceptional space for vehicles, equipment, hobbies, a workshop, or whatever your lifestyle requires. The fenced yard is ideal for pets and play, while approximately four acres of hay and a lean-to shelter provide plenty of room for livestock—currently home to goats. Adding even more potential is the approximately four-acre Christmas tree farm, which could provide an estimated $20,000–$50,000 in annual income if properly maintained and managed. This is more than a home—it’s an opportunity. Bring your animals, your equipment, your hobbies, or your vision and make this expansive property your own. Enjoy the peace and freedom of country living without giving up convenient access to the amenities of everyday life.

10374 Douglas Rd, Osceola

Listing courtesy of Christine Simper from McKinnies Realty, LLC. Cell: 574-876-5106

$949,000

5 Beds ⋅ 5 Baths ⋅ 202635695 MLS ⋅ 3,696 SqFt. ⋅ Karen Schneider

Experience brand new modern luxury in Penn Schools, underway by award winning Kline Custom Homes. The main level is defined by 10-foot ceilings with 8-foot interior doors, and exquisite custom craftsmanship throughout. Enter from the expansive covered front porch into a welcoming foyer framed by graceful architectural arches, flanked by a sophisticated study and a formal dining room detailed with custom crown molding. The heart of the home is a dramatic Great Room with 20 ft ceiling, centered around a striking stone-to-mantle fireplace and highlighted by abundant windows overlooking your over half acre lot. The Great Room flows seamlessly into a chef’s kitchen featuring an expansive center island with prep sink, 48” gas cooktop with pot filler, a refined butler's pantry, and a dinette with access to a 12' x 12' covered rear deck—perfect for indoor-outdoor entertaining. Designed for versatile entertaining or multi-generational living, the main floor includes a private guest suite complete with a fully equipped bath and walk-in shower. A convenient arrival zone, featuring a custom mudroom and adjacent powder room, provides a seamless transition from the 3-car garage. Upstairs, the second level overlooks the Great Room below from a dramatic open hallway. The 19x15 ft primary suite serves as a tranquil sanctuary, showcasing a coffered tray ceiling, a luxurious ensuite with a dual-sink vanity, tiled walk-in shower, and soaking tub, plus a massive walk-in closet. A large custom laundry room is also found on the second level. Three additional spacious bedrooms complete the floor plan, including one with a private full bath and two sharing a Jack-and-Jill arrangement, offering comfort and privacy for all. Custom pricing is available to finish the basement or for a fence or outbuilding. Still time to choose most interior finishes. Welcome 2027 in this stunning new home.

11178 Dickens Ct Unit 329, Osceola

Listing courtesy of Karen Schneider from Artisan Realty Group. Ofc: 574-807-4661

$609,000

3 Beds ⋅ 2 Baths ⋅ 202635677 MLS ⋅ 2,155 SqFt. ⋅ Karen Schneider

CONSTRUCTION UNDERWAY EARLY SEPTEMBER 2026! Reserve this new Kline Custom Homes Modern Craftsman ranch today then choose your favorite custom finishes at the builder’s local design center. This inviting 2,155-square-foot home blends rugged stone, sleek board-and-batten siding, a metal accent roof, and warm cedar details for unbeatable curb appeal. Highlights include black Pella casement windows, an insulated and drywalled 3-car garage, and a scenic wooded backdrop in the top-rated Penn School District, just minutes from local shopping and dining. Inside, the open-concept layout features a large great room with 10-foot beamed ceilings and a gas fireplace with built-in cabinets. The large kitchen offers a walk in pantry, double wall ovens, a 6-burner gas cooktop, a beverage fridge, and an 8.5-foot quartz island. The kitchen flows to the dining area and out to the composite deck with stairs to a lower patio. The primary suite serves as your personal retreat with dual sinks, a tiled shower with bench, a 6-foot soaking tub, and a walk-in closet with direct access to the laundry room. Two additional bedrooms on the min level offer comfortable spaces for guests or a private office. Listed with an unfinished walkout basement, custom finishing options are available to expand this home to 4 bedrooms and 3 baths. Reserve now to customize this dream home for an estimated March 2027 move-in!

11125 Wharton Way Unit 299, Osceola

Listing courtesy of Karen Schneider from Artisan Realty Group. Ofc: 574-807-4661

$1,050,000

6 Beds ⋅ 4 Baths ⋅ 202635668 MLS ⋅ 3,713 SqFt. ⋅ Randy Hoefle

This outstanding home built by Kline Custom Homes, in the sought-after PHM School System. This home features 6 bedrooms and 4 baths. The home is ready for a new family who wants a pool for those hot summer days. Ex-large main level primary bedroom with his and hers (16x9) walk in closets designed by Innovative Spaces. The master suite has an attached nursey or office that is totally private, bath with large walk-in shower and freestanding tub and double sinks. Three more bedrooms are on the second floor with bath and open hallway for gaming or extra TV area. Kitchen with blk granite countertops, white designer cabinets, famer style sink and bar area, SS appliances, walk in pantry. Main level laundry room with sink and folding area, half bath across the hall and drop zone near garage entrance. Open to family room that has cathedral ceiling, stone fireplace, and sliding door to outside covered composite deck. The dining room completes the main level. But don’t forget the lower level with lookout windows, bedroom, full bath with walk in shower and an exercise room or office. The huge 15 x 38 family room is a big plus. The house at the end of the cul-de-sac sits on two lots totaling over 2 acres with a beautiful view of the lake. Included is a 10 x 46 garden shed, pool with slide and 3car garage.

11355 Denver Ridge Ct, Osceola

Listing courtesy of Randy Hoefle from First Realty Inc..

$319,900

3 Beds ⋅ 2 Baths ⋅ 202635431 MLS ⋅ 1,280 SqFt. ⋅ Shelly Mobus

Welcome home to this updated 3-bedroom, 2 full bath ranch in a great Osceola location! With so many of the big updates already completed, this home is ready for you to move in and make it your own. Step inside to find fresh updates throughout, including new flooring, new appliances, and new windows. Even more peace of mind comes with a new roof, gutters and downspouts, new septic system, and more! The full basement offers plenty of additional space and potential, whether you envision a family room, home gym, office, hobby area, or simply great storage. Located in the PHM School District with convenient access to both St. Joseph and Elkhart Counties, you'll love being close to shopping, dining, schools, and everyday conveniences while still enjoying the feel of Osceola living. Updated, move-in ready, and full of possibilities. This is one you'll want to see!

10735 Dunn Rd, Osceola

Listing courtesy of Shelly Mobus from McKinnies Realty, LLC Elkhart. Cell: 574-993-6364

$649,900

3 Beds ⋅ 3 Baths ⋅ 202635134 MLS ⋅ 2,405 SqFt. ⋅ Tommy Kraemer

Builder will finish the basement for $20K post-closing with an acceptable offer (bedroom, bathroom, rec room). Over a $40,000 retail value! MOVE IN READY NEW CONSTRUCTION Modern Craftsman style home in popular Northbridge Valley built by Devine Homes by Miller. The Casey floorplan - an incredibly livable split bedroom plan that includes private spaces for everyone - with upgrades that include beamed ceilings, smart home technology package, 50" great room fireplace, and a 3-car garage. With two-stories of 9 ft ceilings (10' in great room), this open concept home has 3 bedrooms and 2.5 baths. Flex room on main floor is a great home office, playroom, studio, or den space. The kitchen includes appliance package, walk-in pantry, and slider to the 16'x16' deck. Open great room is ideal for gathering and has an electric fireplace and beamed ceilings. The main level primary suite has a huge walk-in closet and an en suite bath with dual sink vanity, electric fireplace, and tile shower. The upstairs features an incredible loft/flex space that would make an additional living room or rec room. Two bedrooms, large laundry room, and a full bath complete this high functioning living space. Option to finish the lookout lower level for additional cost. Yard will be sodded complete with irrigation system, entire garage will be drywalled with firetape finish. Located in a great neighborhood featuring city water and sewer within the Penn School System! Award-winning builder, Devine Homes by Miller, is known for smart floor plans with beautiful finishes.

54810 Northbridge West Ct, Osceola

Listing courtesy of Tommy Kraemer from Coldwell Banker Real Estate Group. Cell: 574-276-3072

$129,900

4 Beds ⋅ 2 Baths ⋅ 202635082 MLS ⋅ 1,240 SqFt. ⋅ Debbie Speth

Are you looking for a home on a large, .45 acre lot and only approximately 1 mile from schools? This could be the home you're searching for. This 4-bedroom quad-level has a partial brick front that adds a solid feel and a lower-level family room with a fireplace for added charm. Living room and kitchen are on the main level, 3 bedrooms and bath are upper, and 1 bedroom, family room, and half bath on lower level. Plus, there's the 4th level waiting for your imagination. Assessor shows 1656 sq. ft. Buyer to verify all sizes, square footage, taxes, and condition. See agent remarks.

56033 Wynnewood Dr, Osceola

Listing courtesy of Debbie Speth from At Home Realty Group. Cell: 574-286-1671

$694,900

4 Beds ⋅ 4 Baths ⋅ 202634357 MLS ⋅ 3,520 SqFt. ⋅ Nicholas Bickel

Welcome to an extraordinary St. Joseph River property where pristine condition, breathtaking views, and exceptional living spaces come together on nearly 3/4 of an acre. This immaculate four bedroom, four full bath home is truly move in ready and offers a rare opportunity to enjoy beautiful riverfront living with nothing left to do but move in and enjoy. The expansive, beautifully maintained and completely flat yard stretches gracefully toward the St. Joseph River, creating a spectacular setting for entertaining, relaxing, or simply taking in the breathtaking views. An updated cantilever pier provides convenient year round enjoyment without the hassle of removing and reinstalling the pier each season. Inside, natural light pours into the home, particularly throughout the spacious kitchen and living room, where the river views become part of the everyday experience. The kitchen is beautifully appointed with updated appliances and a Viking range designed for the chef who loves to cook and entertain. The finished lower level takes this home to another level, offering a true mother in law suite complete with a full kitchen, fireplace, full bathroom, bedroom, and walkout access. A separate movie room/office provides even more flexibility for guests, extended family, a home office, or your own private retreat. With four bedrooms, four full bathrooms, abundant living space, an incredible riverfront setting, and an expansive yard, this home offers everything you could want and more. Meticulously maintained and absolutely pristine, this is a rare riverfront property in Penn Harris Madison school district where luxury, comfort, functionality, and spectacular views come together. Simply unpack, settle in, and enjoy the St. Joseph River lifestyle!

11680 Jefferson Rd, Osceola

Listing courtesy of Nicholas Bickel from Weichert Rltrs-J.Dunfee&Assoc..

$469,900

5 Beds ⋅ 4 Baths ⋅ 202634181 MLS ⋅ 3,985 SqFt. ⋅ Gisele Robinson

**Welcome home to this spacious 5-bedroom retreat in the desirable Penn School System!** Located just minutes from the schools, with easy access to extracurricular activities and amenities. Enjoy a central location close to Elkhart, Granger, Mishawaka, and South Bend — offering easy access no matter where your day takes you. Tucked away on a very quiet cul-de-sac, this home offers a peaceful setting you'll love coming home to. Offering approximately 4,000 sqft of living space, a main-level office/den provides the perfect work-from-home flexibility. The heart of the home is the expansive kitchen, boasting abundant cabinetry and an eat-in area that flows seamlessly into the living room, complete with built-ins and a cozy fireplace. A generous mud room/laundry room with utility sink adds everyday convenience. Upstairs, retreat to the huge primary suite featuring a walk-in closet and private en-suite bath complete with a garden jetted tub, joined by four additional bedrooms — two very spacious bedrooms plus two additional bedrooms offering walk-in closets. The mostly finished lower level extends your living space with a rec room, bar/eat-in area, full bathroom, and a versatile bonus room ideal for a home gym, hobby space, or playroom. Step outside to a huge deck overlooking the private, expansive backyard — perfect for entertaining or quiet relaxation. **Recent updates offer exceptional peace of mind:** new roof (June 2026), new high end carpet main and upper levels (Aug 2026), new insulated garage doors and openers (May 2026), HVAC (2021), tankless/on-demand water heater (9 yrs), AIM water softener, iron breaker system, reverse osmosis system (10 yrs), radon mitigation system (5 yrs), dedicated hot tub electrical panel, new refrigerator (2025), and washer (5 yrs). Don't miss this incredible opportunity — schedule your showing today!

55209 Birchfield Ct, Osceola

Listing courtesy of Gisele Robinson from Coldwell Banker Real Estate Group. Cell: 574-210-6085

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Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker of MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.