Osceola Homes with One Story Style

Welcome to Osceola, Indiana—a charming town that beautifully blends small-town warmth with modern conveniences. Nestled just south of South Bend and close to the scenic St. Joseph River, Osceola is a hidden gem that boasts a rich history and a vibrant community spirit. With its friendly neighborhoods, excellent schools, and an array of parks and recreational opportunities, Osceola offers an idyllic setting for families, retirees, and everyone in between.

One of the standout features of Osceola is its selection of one-story homes, which are perfect for those seeking ease and accessibility without sacrificing style. These homes are designed to cater to a variety of lifestyles, whether you're a first-time buyer, looking to downsize, or searching for a comfortable space for your family. With open floor plans and thoughtful layouts, one-story homes in Osceola provide a seamless flow between living spaces, making them perfect for entertaining or simply enjoying a quiet evening at home.

Imagine sipping your morning coffee on a cozy patio or hosting friends in a spacious living area—all just steps away from your kitchen. Many of these homes also feature beautiful yards, ideal for gardening or outdoor activities, and are conveniently located near local amenities, schools, and parks.

Osceola’s one-story homes not only offer convenience but also a sense of community. Here, you’ll find neighbors who become friends, and a town that embraces its residents with open arms. Explore the charm of Osceola and discover the perfect one-story home that suits your lifestyle!

Newest Osceola Homes with One Story Style

$355,900

3 Beds ⋅ 2 Baths ⋅ 202630017 MLS ⋅ 3,234 SqFt. ⋅ Zena Marie Capers

This turn-key ranch in the PHM School district checks a LOT of boxes. The split-bedroom, open floorplan gives your primary suite some added privacy while keeping the main living space feeling connected. Main-floor laundry, an attached 2-car garage, and an unfinished basement with room to expand your living space are among the many desirable features. The roof, water heater, and furnace have all been replaced within the last 2 years, along with the copper gutters and downspouts. The pond visible from the back deck adds even more to the curb appeal. This move-in ready home offers a comfortable layout and room to make it your own, all on a single level.

1610 Big Sky Court, Osceola

Listing courtesy of Zena Marie Capers from Berkshire Hathaway HomeServices Northern Indiana Real Estate. 574-284-2600

$499,900

4 Beds ⋅ 2 Baths ⋅ 202629945 MLS ⋅ 3,150 SqFt. ⋅ Drew Overmyer

Experience waterfront living at its finest in this beautifully updated 4-bedroom, 2-bath home situated on the scenic St. Joseph River with over 150 feet of river frontage. Located in the highly sought-after PHM School District, this exceptional property offers the perfect blend of comfort, space, and breathtaking views. The heart of the home is the luxurious kitchen featuring granite countertops, ample cabinetry, and plenty of space for entertaining. The spacious primary suite includes a renovated en-suite bathroom with a double vanity and a walk-in closet. Two additional bedrooms are conveniently located on the main level, while the finished lower level offers a fourth bedroom, large family room, and office with potential for a fifth bedroom, and flexible finished space to fit your needs. Step outside to the expansive deck overlooking one of the most desirable stretches of the St. Joseph River, where you'll enjoy incredible sunset views and year-round waterfront scenery. Situated on a generous 0.67-acre lot, the property also includes a detached garage providing excellent storage space. Whether you're relaxing by the water, entertaining guests, or simply taking in the peaceful riverfront setting, this rare Osceola property offers a lifestyle that's hard to match. Don't miss the opportunity to own a stunning riverfront home with space, updates, and unbeatable views. Schedule your showing today!

10287 Vistula Road, Osceola

Listing courtesy of Drew Overmyer from At Home Realty Group. Cell: 574-299-3184

$575,000

3 Beds ⋅ 1 Baths ⋅ 202629759 MLS ⋅ 1,331 SqFt. ⋅ Christine Simper

Welcome home to peaceful country living in the highly sought-after Penn School District! Nestled on 9 beautiful acres, this light-filled ranch offers the perfect blend of comfort, space, and functionality. Step inside to a bright, airy living room that flows seamlessly into the dining area and spacious kitchen, making it ideal for both everyday living and entertaining. The kitchen features granite countertops, new stainless steel appliances, and plenty of workspace for the home chef. The home offers three comfortable bedrooms and an updated full bath with a double-sink vanity, providing convenience for busy mornings. Relax with your morning coffee on the inviting covered front porch, or enjoy the convenience of the attached garage with double-sided overhead doors, allowing easy access and flexibility to the front or back yard. Outside, the possibilities are endless!!! The property boasts a picturesque pond, expansive open space, and an impressive 2,560-square-foot pole barn—perfect for storing equipment, recreational vehicles, hobbies, a workshop, or even a home-based business. Whether you're dreaming of a hobby farm, extra room to roam, or simply a private country retreat, this exceptional property offers it all while remaining just minutes from shopping, dining, and major roadways. Don't miss this rare opportunity to own acreage in the Penn School District!

10272 Douglas Road, Osceola

Listing courtesy of Christine Simper from McKinnies Realty, LLC. Cell: 574-876-5106

$895,000

5 Beds ⋅ 3 Baths ⋅ 202629335 MLS ⋅ 5,394 SqFt. ⋅ Paul Thurston

Experience exceptional waterfront living in this stunning home, perfectly situated in a quiet subdivision with breathtaking water views from virtually every room. Bathed in natural light, the open and flowing floor plan is complemented by sophisticated neutral décor, creating an elegant yet inviting atmosphere that showcases the beauty of the surrounding waterfront. The main level features engineered hardwood flooring and thoughtfully designed living spaces ideal for both everyday living and entertaining. At the heart of the home, the gourmet kitchen is sure to impress with beautiful stone countertops, an oversized center island with seating and prep space, stainless steel appliances, and abundant cabinetry for exceptional storage. Wake each morning to peaceful water views from the luxurious primary suite, complete with a spacious walk-in closet and a beautifully appointed en-suite bath. Walkout lower level offers an additional 1,805 SF of beautifully finished living space, completed with the same quality craftsmanship found throughout the main level. This incredible space includes a bedroom, a kitchenette, an expansive family room, and a versatile bonus room perfect for a home office, fitness studio, or guest accommodations. Step outside and embrace the waterfront lifestyle. Whether you’re relaxing on the shore, entertaining guests, or heading out for a day on the water, your private pier provides the perfect place to dock your boat, jet skis, and other water toys. This remarkable property offers the ideal blend of luxury, comfort, and year-round waterfront enjoyment.

1416 Vistula Landing Drive, Osceola

Listing courtesy of Paul Thurston from Open Door Realty, Inc. Cell: 574-993-5858

$184,900

2 Beds ⋅ 1 Baths ⋅ 202629029 MLS ⋅ 1,902 SqFt. ⋅ Penny Seegers

Don't miss out on this incredible blend of space and location with room to grow! Situated on nearly an acre, this home is packed with value and endless potential. Inside you'll find a bright, welcoming open floor plan that connects your living spaces and convenient main-level laundry. If you're ready to customize, the basement is a complete blank slate just waiting for your vision. Whether you dream of a home theater, home gym, kids playroom, or the ultimate man cave, this space is ready to become whatever you imagine. Move right in with peace of mind knowing the heavy lifting has already been done with the following mechanicals: High-Efficiency Furnace & A/C (New in 2018); Radon Mitigation System; Brand new carpet freshly laid in the bedrooms.

10096 Lehman Street, Osceola

Listing courtesy of Penny Seegers from eXp Realty, LLC. 888-611-3912

$429,900

3 Beds ⋅ 3 Baths ⋅ 202628540 MLS ⋅ 3,720 SqFt. ⋅ Micah Cook

OPEN HOUSE Saturday 7/25 10am to 12pm! Welcome to 59789 Settlers Trail! This home is located in a highly-desirable and quiet neighborhood in Penn Schools on the south side of town! You'll love the beautiful and tasteful updates throughout; featuring three large bedrooms, two full baths, and one half bath. The large kitchen has plenty of room and features a full set of high-end appliances and finishes. The living room has a beautiful vaulted ceiling with beams along with bar seating open to the kitchen; making this area perfect for entertaining! You will fall in love with the large tiled shower in the primary suite featuring twin shower heads. The two sets of patio doors lead out to the fully fenced large back yard (installed 2025) featuring a new concrete pad with gas hookup for an outdoor fireplace! Set up your private showing today!

59789 Settlers Trail, Osceola

Listing courtesy of Micah Cook from At Home Realty Group. Cell: 574-485-6120

$289,900

3 Beds ⋅ 2 Baths ⋅ 202628431 MLS ⋅ 2,380 SqFt. ⋅ James Carpenter

This perfectly situated 3 BR, 2 BA ranch straddles the best of both worlds: St Joseph and Elkhart Counties! Four minutes to Elkhart, six to Mishawaka, and 13 to South Bend! Located in fabulous Osceola, and the desirable PHM school system. All appliances stay, including NEW dryer, fridge, oven, and dishwasher! The central a/c and furnace are NEW as well! The large .81 acre property (actually THREE lots) has a newly-fenced area for kids and/or pets. The full basement is ready to be finished to the seller's tastes-it just needs mud, flooring, and a ceiling! The basement and the large garage (with an extra fridge that stays) have newly-installed shelving for even more storage. The front porch has gorgeous, recessed lighting in the railing for gentle ambiance in the evening. A radon mitigation system and an extra sump pump add peace of mind.

10740 Toledo Avenue, Osceola

Listing courtesy of James Carpenter from Weichert Rltrs-J.Dunfee&Assoc.. 574-277-7444

$599,000

3 Beds ⋅ 3 Baths ⋅ 202627439 MLS ⋅ 3,992 SqFt. ⋅ Karen Schneider

UNDER CONSTRUCTION, framing nearing completion mid July 2026. Place a Down Payment to reserve this ranch home and select your preferred finishes from builder's local design center. This Modern Craftsman ranch with walkout basement and 3 car garage by Kline Custom Homes seamlessly blends rugged stone veneer, sleek board-and-batten siding, and warm cedar accents for undeniable curb appeal. The expansive single-story layout features a covered front porch, upgraded black Pella casement windows, and a 3 car fully insulated garage. Ideally located in the Penn School District just minutes from the area's finest shopping and dining, this home will offer a perfect balance of contemporary design and natural elegance. The main level of this spacious 1,996-square-foot home centers around an expansive great room with 10-foot ceilings, a linear electric fireplace flanked by built in cabinets, and an elegant tray ceiling featuring coffered beams. The open-concept design flows seamlessly into a gourmet kitchen equipped with double ovens, 36" 6 burner range top, and a large quartz island, flanked by a sunlit dinette that opens to a 12'x12' covered composite deck with stairs leading to a large patio. A private primary suite wing offers luxury with dual vanities, a tiled shower, and a large walk-in closet, while two additional bedrooms on the opposite side provide plenty of space for guests. Practicality meets style with a functional mudroom featuring custom coat bench, a dedicated laundry room with sink, and a 31'x23' fully insulated three-car garage. The list price is with an unfinished lower walkout level of this home...custom pricing is available for basement finishing to make this a 4 or 5 bedroom home! As this house is only framed mid July 2026, buyer can select most finishes to customize this home for late fall 2026 occupancy.

11124 Wharton Way Unit 302, Osceola

Listing courtesy of Karen Schneider from Artisan Realty Group. Ofc: 574-807-4661

$245,000

3 Beds ⋅ 2 Baths ⋅ 202627293 MLS ⋅ 2,400 SqFt. ⋅ Calvin Whetstone

*Seller asking for offers by 5pm July 11th with expirations for 9pm.* Welcome home to this beautifully updated 3-bedroom, 2-bath ranch located in the desirable Penn School District! Offering 1,344 square feet above grade plus a partially finished basement, this home provides the perfect blend of comfortable living space and practical storage. Inside, you'll find an updated interior featuring quartz countertops, stylish vinyl flooring, modern finishes, and tile flooring in the kitchen and bathrooms. The functional layout is ideal for both everyday living and entertaining. Outside, enjoy the benefits of a spacious corner lot set back from the main road, providing added privacy while still offering plenty of room to spread out. The oversized garage, storage shed, and expansive driveway provide abundant space for vehicles, hobbies, and guests. Major updates provide added peace of mind, including a roof and water heater that are just 2 years old, gutters and fascia replaced within the last 4 years, attic insulation and fencing added within the last 5 years, approximately half of the windows replaced, and the septic system pumped within the past year. If you're looking for a move-in-ready home with thoughtful updates, a great location, and plenty of indoor and outdoor space, this one is ready to welcome you home!

55195 Birch Road, Osceola

Listing courtesy of Calvin Whetstone from RE/MAX Results. Cell: 810-956-3503

$474,900

4 Beds ⋅ 3 Baths ⋅ 202627245 MLS ⋅ 3,744 SqFt. ⋅ Tara Vinson

Welcome to your dream home in the highly sought-after Shepherds Cove subdivision, where modern design, thoughtful upgrades, and exceptional functionality come together to create the perfect place to call home. Step inside and be greeted by soaring vaulted ceilings, abundant natural light, and an open-concept floor plan that creates a bright, spacious, and welcoming atmosphere. The neutral color palette provides the perfect backdrop for any decorating style, while custom blinds throughout add both style and convenience. The desirable split-bedroom floor plan offers privacy and comfort, with a spacious primary suite featuring a walk-in shower and generous closet space. You’ll be amazed by the abundance of storage throughout the home, from the oversized closets to the thoughtfully designed storage areas. The conveniently located main-floor laundry and mudroom make everyday living effortless.The beautifully finished lower level expands your living space with endless possibilities. Whether you’re hosting guests, creating a recreation room, or enjoying family movie nights, this level has it all. A built-in speaker system creates the ultimate entertainment experience, while the additional bedroom with an egress window and full bathroom makes it ideal for guests or multi-generational living. Even downstairs, you’ll find plenty of additional storage space. Outside, relax with your morning coffee on the charming front porch or enjoy the beautifully maintained lawn made easy with the in-ground sprinkler system. Every detail of this home has been carefully considered to maximize both comfort and convenience. Built in 2019, this home offers all the advantages of newer construction without the wait. Meticulously maintained and truly move-in ready, this is a rare opportunity to own a home that perfectly combines modern finishes, functional design, and timeless appeal. From the spacious layout to the exceptional storage and thoughtful upgrades, this home is sure to exceed your expectations.

421 Shepherds Way, Osceola

Listing courtesy of Tara Vinson from Berkshire Hathaway HomeServices Northern Indiana Real Estate. 574-284-2600

$399,900

3 Beds ⋅ 2 Baths ⋅ 202626374 MLS ⋅ 3,265 SqFt. ⋅ Maggie Thompson

Welcome home to this beautifully maintained property with stunning brickwork that creates exceptional curb appeal! The desirable split-bedroom floor plan offers two spacious bedrooms with a shared full bath on one side of the home, while the private primary suite is tucked away on the opposite side. The primary suite features a tiled en-suite bath with dual vanities and a generous walk-in closet. The spacious kitchen flows seamlessly into the dining and living areas, creating the perfect space for everyday living and entertaining. Downstairs, you'll find a finished bonus room along with a large unfinished basement offering endless possibilities—including an egress window already in place for future expansion. Outside, enjoy a generously sized yard, an oversized driveway, and plenty of garage space. This move-in-ready home is one you won't want to miss!

1604 Cobble Hill Drive, Osceola

Listing courtesy of Maggie Thompson from Howard Hanna SB Real Estate. Ofc: 574-207-7777

$299,900

4 Beds ⋅ 2 Baths ⋅ 202621352 MLS ⋅ 1,515 SqFt. ⋅ Beau Dunfee

Newly remodeled 4-bedroom brick ranch with an in-ground POOL in the PHM School District! This move-in ready home features a top-to-bottom remodel of the entire home including kitchen and baths. Don't miss the oversized shed with electricity for hobbies, workshop, or recreation. There is a fireplace in the living room and a sunroom off the back that leads to a fenced yard and the pool area. Complete with a 2-car attached garage and numerous updates throughout. This property is ready for its new owner. Schedule your showing today!

58125 Beech Road, Osceola

Listing courtesy of Beau Dunfee from Weichert Rltrs-J.Dunfee&Assoc.. 574-277-7444

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IDX information is provided by the Indiana Regional MLS and is exclusively for the consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

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