Elkhart County Homes with Waterfront-Medium Bank Lot description

Welcome to Elkhart County, Indiana, a hidden gem that beautifully marries picturesque landscapes with vibrant community life. Nestled in the heart of northern Indiana, Elkhart County is renowned for its stunning natural beauty, rich cultural heritage, and thriving local economy. With charming towns like Elkhart, Goshen, and Nappanee, residents enjoy a blend of small-town warmth and modern conveniences, making it an ideal place to call home.

One of the most sought-after features in Elkhart County is the abundance of homes with waterfront access, particularly those situated on medium bank lots. Imagine waking up each morning to the serene sounds of nature, with tranquil waters just steps from your door. These properties offer a unique lifestyle, perfect for outdoor enthusiasts and those who appreciate the calming effects of lakeside living.

Homes with waterfront-medium bank lots in Elkhart County provide an exceptional opportunity for relaxation and recreation. Whether you're fishing, kayaking, or simply enjoying a sunset from your deck, the possibilities are endless. The medium bank elevation offers a perfect vantage point, allowing for breathtaking views while still providing easy access to the water.

Elkhart County's waterfront properties not only boast stunning aesthetics but also a strong sense of community. With nearby parks, trails, and local events, you'll find a welcoming atmosphere that fosters connections with neighbors and friends. Discover the joys of waterfront living in Elkhart County—where every day feels like a vacation!

Newest Elkhart County Homes with Waterfront-Medium Bank Lot description

$335,000

3 Beds ⋅ 2 Baths ⋅ 202629937 MLS ⋅ 1,248 SqFt. ⋅ Loretta Henry

Vacation every day without leaving home! Tucked away at the end of a quiet cul-de-sac, this beautifully updated riverfront retreat offers over 330 feet of frontage on 1.71 partially wooded acres, creating the perfect blend of privacy, relaxation, and year-round enjoyment. The open-concept floor plan captures stunning river views from the kitchen and living room. The updated kitchen features solid surface countertops, upgraded cabinetry, stainless steel appliances, and flows seamlessly into the inviting living area with a cozy wood-burning fireplace. Heated tile floors throughout provide comfort in every season. Outside, the resort-like setting continues with a 10x20 cocktail pool, two spacious decks, a riverside fire pit, and plenty of room to unwind or host family and friends. The heated garage is an entertainer's dream with a wet bar, keg-orator, and retractable screen, while the newer barn with electricity and hydraulic lift adds extra flexibility for hobbies or storage. If you've been searching for a home that feels like a private getaway every day, this exceptional waterfront property delivers.

17350 Kirkland Drive, Bristol

Listing courtesy of Loretta Henry from McKinnies Realty, LLC. Cell: 574-404-1124

$334,000

3 Beds ⋅ 2 Baths ⋅ 202623824 MLS ⋅ 1,732 SqFt. ⋅ Wilma McDougle

An affordable waterfront lifestyle that most buyers assume they can't afford. Imagine waking up to panoramic river views, soaring eagles, and the peaceful sounds of the Lower St. Joseph River—all from your own private 1.1-acre retreat. Rare waterfront opportunity! Tucked away on a unique private road, this tranquil riverfront setting provides a peaceful escape from the everyday. Enjoy your morning coffee overlooking the water, spend evenings around the fire watching the river flow by, or relax among the multiple gardens. This charming, updated home offers upper and lower patios, open-concept main-level living, and a versatile walkout lower level that can accommodate a recreation room, guest quarters, a home office, or a potential apartment-style setup. Large windows capture scenic river views and fill the home with natural light. Major improvements: plumbing, electrical, and heating systems (2017); A/C (2018); new roof (2020); new septic (2026). Best of all, no flood insurance is required. Additional features: detached 2-car garage near the home, a second detached garage/workshop being sold as-is, and a handy storage shed. Whether you need space for hobbies, storage, gardening, or outdoor recreation, this property offers endless possibilities. Conveniently located between Elkhart and Mishawaka. Waterfront living on 1.1 acres for under $335,000 is a rare find—don't miss this opportunity to make the river your backyard.

56040 River Heights, Elkhart

Listing courtesy of Wilma McDougle from McKinnies Realty, LLC Elkhart. Cell: 574-612-3252

$649,900

3 Beds ⋅ 4 Baths ⋅ 202621217 MLS ⋅ 2,826 SqFt. ⋅ Jill Brenay

**OPEN HOUSE SUNDAY, JULY 26TH FROM 2-4 PM**You have to see to believe this gorgeously updated, riverfront property on North Shore Dr in Elkhart! Set back from the road, to take full advantage of your river views, sits this three bedroom, two bath ranch, with a detached two story garage that has finished living space and a 3rd full bath upstairs! Pull up the drive, past your living privacy fence of evergreen trees. Stay outside and play basketball, or grab the mower out of your detached garden shed, built to match the home and garage! Head inside the main house from the covered front porch into a large living room with a beautiful fireplace and hardwood floors. A stunning eat in kitchen looking out over the river will be your dream with it's two-tone cabinetry, stainless steel appliances, and modern fixtures. The primary bedroom is a perfect oasis, including an ensuite bathroom with stone counters and tiled roman shower. You will love the built-ins in each of the other two bedrooms. AND for added living space, above the garage is a living room, kitchenette, and full bath. On top of everything else, the garage includes a balcony, beneath which sits a hot tub, and the main house has a covered back deck, both of these looking over the river. Relax in your above ground swimming pool which sits over the terraced garden, right on the riverfront. Schedule your showing today to see this riverfront beauty for yourself!

30642 N Shore Drive, Elkhart

Listing courtesy of Jill Brenay from RE/MAX 100. Cell: 574-315-3902

$449,888

3 Beds ⋅ 5 Baths ⋅ 202615414 MLS ⋅ 9,345 SqFt. ⋅ Mary Dale

Nestled along scenic Puterbaugh Creek with tranquil water views and no rear neighbors, this stunning all-brick ranch offers over 5,300 square feet of main-level living designed for comfort, entertaining, and relaxation. Featuring 3 spacious bedroom suites, including a beautifully updated primary retreat with a spa-inspired walk-in tile shower and soaking tub, this home blends timeless elegance with modern updates. Expansive gathering areas include a formal living room, formal dining room, and a warm family room highlighted by a cozy step-down fireplace lounge. The generously sized kitchen offers Corian countertops, abundant workspace, and plenty of room for hosting family and friends. For year-round wellness and recreation, the impressive 43' x 29' pool room features an exercise pool, while the lower level provides flexible space for a game room, media room, private den, or hobby area. Set on 1.32 beautifully landscaped acres, the fully fenced property is packed with exceptional amenities, including an oversized heated 2-car garage, circular driveway, private gated entrance, secluded patio, and an outdoor hot tub that stays with the home. With incredible indoor and outdoor living spaces, peaceful surroundings, and a layout built for entertaining, this is truly an entertainer's dream and a rare Greenleaf Manor opportunity. See disclosures for the extensive list of updates and improvements completed over the years. Fantastic Opportunity & Unmatched Space in Greenleaf Manor! Pre-approved buyers only.

1704 Brookwood Drive, Elkhart

Listing courtesy of Mary Dale from Coldwell Banker Real Estate Group. Office: 574-522-2822

$998,000

5 Beds ⋅ 5 Baths ⋅ 202610254 MLS ⋅ 5,515 SqFt. ⋅ Julie Thatcher

Improved price on this rare opportunity to own a stunning custom-built home situated along the St. Joseph River, where timeless craftsmanship meets the perfect solution to everyday living. Encompassing over 5,515 square feet, this 5-bedroom, 4.5-bath residence was designed for both entertaining and effortless everyday living. Step inside to a breathtaking great room where soaring ceilings, dramatic floor-to-ceiling Palladian windows, and a striking fireplace create an atmosphere of HOME. Natural light pours in from every angle, offering sweeping, unobstructed river views that bring a sense of tranquility and peace throughout the home. The chef's kitchen is as functional as it is beautiful, featuring expansive prep space, abundant cabinetry, and an oversized island ideal for gathering. Entertain with ease with the wonderful butler’s pantry, while the walk-in pantry offers additional storage. A spacious and thoughtfully designed mudroom enhances everyday living with style and practicality. Wake up each morning to serene river views and abundant wildlife from the main-level primary suite. The spacious ensuite bath offers a relaxing soaking tub, walk-in closet, and separate shower—creating a private retreat to start and end your day. Upstairs, you will find three generously sized bedrooms, including a private guest suite with its own en-suite bath. A well-appointed Jack-and-Jill bath with dual vanities serves the additional bedrooms, offering both comfort and convenience. The walkout lower level is a destination of its own—designed for relaxation and recreation—with a second fireplace, expansive family room, dedicated game and billiards area, a private safe room, additional bedroom, and continued panoramic riverfront vistas. Outdoors, experience true waterfront luxury. A newer rock seawall and maintenance-free composite deck extend into the water, creating a seamless connection to the river. The multi-tiered entertaining spaces and gas-start firepit set the stage for unforgettable evenings under the stars. No detail has been overlooked, with recent upgrades including a newer roof, (2) dual high-efficiency furnaces, (2) air conditioning systems, (2) water heaters, and updated LED lighting throughout. This is more than a home—it is a private waterfront retreat offering unparalleled beauty, and serenity on the St. Joseph River.

3484 Fox Chase Drive, Bristol

Listing courtesy of Julie Thatcher from Coldwell Banker Real Estate Group. 574-522-2822

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IDX information is provided by the Indiana Regional MLS and is exclusively for the consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

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