Clay Homes with Waterfront Lot features

Clay Homes with Waterfront Lot features

Welcome to Clay, Indiana – a hidden gem nestled in the heart of the Midwest! Known for its picturesque landscapes and friendly community, Clay offers a unique blend of rural charm and modern convenience. With its lush greenery, serene waterways, and vibrant local culture, this township is the perfect place to call home.

One of the standout features of Clay is its stunning waterfront properties. Imagine waking up to the gentle sound of lapping water and the breathtaking views of the sun rising over your very own lake or river. Homes with waterfront lots in Clay offer a tranquil escape from the hustle and bustle of city life, providing an idyllic setting for relaxation and recreation. Whether you enjoy fishing, kayaking, or simply lounging by the water with a good book, these properties are designed to enhance your lifestyle.

The community in Clay is as inviting as its landscapes. Residents enjoy a close-knit atmosphere, where neighbors become friends and local events foster a strong sense of belonging. From farmers' markets to seasonal festivals, there’s always something happening that brings the community together.

With convenient access to nearby towns and amenities, Clay strikes the perfect balance between peaceful living and accessibility. Whether you’re seeking a family home, a weekend retreat, or a place to enjoy your golden years, Clay’s waterfront properties offer the perfect setting for your next chapter. Discover the beauty and charm of Clay, Indiana, and let your dream home by the water become a reality!

Newest Clay Homes with Waterfront Lot features

$368,000
3 Beds 2 Baths 202633237 MLS 1,404 SqFt.
Immediate possession available with this newly remodeled 3 bedroom 2 bath vinyl sided ranch with detached 2 car garage and a 24x36 garage on 6 acres fronting Caldwell Lake. Popular split BR floor plan with vaulted ceilings throughout, open kitchen-dining room (could be a family room) with new glass slider leading to the new 10x12 rear deck. Ample kitchen cabinetry and countertop space, master suite with walk-in closet and large master bathroom, laundry room is conveniently located near the kitchen and master BR. Updates include: fresh interior paint, new floor coverings, new roof shingles, new kitchen appliance package, new Carrier central AC, new ceiling fans & light fixtures & more! Amenities include: insulated windows, GFA furnace, 200 amp breaker box, 4" well, REMC electric (with fiber optic internet service available). The 24x24 detached garage has a finished interior, 100 amp sub panel, two new overhead garage doors and openers and new roof shingles. The outbuilding has a 16x9 overhead door with opener, a side service door, concrete floor and a 100 amp sub panel. The 24x36 garage has a concrete floor, 100 amp sub panel, 16x9 overhead door (with new opener) plus a side service door. The modern 10x16 shed could be used as a playhouse, dog house , garden shed or storage for outdoor furniture and lawn equipment. The secluded six acre site has about an acre of woods, a quarter acre private pond and 300 feet of frontage on the west side of Caldwell Lake (a no-wake 44 acre piece of paradise known for largemouth bass fishing). A secluded nature lover's paradise setting just minutes south of Warsaw off of State Road 15.

7321 S Caldwell Lake Dr, Claypool

Listing courtesy of from Blackwell Real Estate. Cell: 574-453-8143

$750,000
4 Beds 3 Baths 202633567 MLS 2,776 SqFt.
LOCATION . LAKEFRONT . ACREAGE! Welcome to this FOUR bedroom, 2.5 bathroom family home situated on FIFTEEN partially wooded acres, complete with your own private lake and one of the most stunning settings around. Step onto the covered front porch and take in the peaceful surroundings before entering the spacious living room, where abundant natural light creates a warm and inviting atmosphere. A wood-burning stove adds cozy character and provides the perfect gathering spot on cold winter nights. Upstairs, you'll find the dining area and kitchen, along with the primary suite, guest bathroom, and two additional bedrooms, providing a comfortable and functional living arrangement. On the main level, you'll find another bedroom, a spacious family room with a second wood-burning fireplace, and a large laundry area. From the family room, step outside onto the back deck, where you can relax and enjoy the beautiful acreage and private lake. The setting offers more than just beautiful scenery. Hop on the golf cart and head over to the nearby winery, or stay home and enjoy live music while relaxing by your own private lake. With 15 acres of partially wooded land, peaceful water views, and plenty of space to enjoy the outdoors, this property offers a lifestyle that's hard to find. Home comes complete with kitchen appliances. Utilities are provided by South Central REMC, fiber internet is also available from South Central REMC. Private, peaceful, and full of possibilities, this is a place where you can enjoy the comforts of home while making the most of an incredible country setting.

3692 Braysville Rd, Spencer

Listing courtesy of from Williams Carpenter Realtors.

$1,649,500
5 Beds 4 Baths 202534323 MLS 5,795 SqFt.
Stunning Lakefront Retreat on Lake Noel. Welcome to this 100% remodeled showplace on a corner lot overlooking Lake Noel. This home combines luxury finishes, thoughtful design, and incredible indoor-outdoor living spaces. Step inside the open floor plan, where the kitchen is the true centerpiece—featuring granite countertops, upgraded appliances, a massive island, and abundant pantry storage. The kitchen flows seamlessly into the main living areas, including a vaulted great room with floor-to-ceiling windows overlooking the lake and a stone fireplace that extends from floor to ceiling, shared with the incredible outdoor living room. The 18x25 covered outdoor space includes a cozy living area, a fully equipped outdoor kitchen with a Green Egg, built-in grill, sink, microwave, ice maker, beverage refrigerator, trash/recycle bins, and storage drawers—all overlooking the sparkling fiberglass pool and lake. The main-level primary suite is a retreat of its own, with direct access to the laundry room and a dream walk-in closet the size of a bedroom, complete with a secret door from the office. The spa-like primary bath includes a soaking tub and custom tiled shower. Two additional bedrooms or offices complete the main floor. Upstairs, you’ll find two spacious bedrooms and a full bath. The finished basement offers incredible flexibility—currently set up as a game room but also perfect for a private mother-in-law suite with its own bedroom, kitchen, and family room. A convenient elevator connects the main floor to the basement, where you’ll also find a storage garage. Outside, enjoy professional landscaping, a circular driveway with ample parking, a storage shed, and endless views of Lake Noel. This property is a rare find, combining luxury, functionality, and resort-style amenities in one unforgettable package. Geothermal heat and air.

707 W Shepherds Ln, Santa Claus

Listing courtesy of from Key Associates Signature Realty. Cell: 812-686-3268

$995,000
5 Beds 4 Baths 202617424 MLS 5,352 SqFt.
Welcome to lakefront living in Evergreen Subdivision, where generous space, beautiful views, and thoughtful updates come together on Christmas Lake. Situated on a desirable flat lakefront lot with a private dock, this 5-bedroom, 3.5-bath ranch offers over 5,300 square feet of living space, including a huge walkout basement designed for entertaining, storage, hobbies, and flexible living. The main level features 9-foot ceilings, new flooring, fresh paint, and an inviting open floor plan connecting the great room, kitchen, and breakfast nook. The great room offers a gas fireplace and lake views, while the kitchen includes Corian countertops, Aristocraft cabinetry, an island overlooking the living space, and appliances that remain with the home. A formal dining room near the front entry adds an elegant space for gatherings, and the TV/den with double French doors offers a great option for a home office, media room, or quiet retreat. The spacious primary suite is located on the main floor and features two walk-in closets, a large bathroom with double sinks, and a tiled shower. Three additional bedrooms, a full bath, a half bath, and a large laundry room with cabinetry complete the main level. The walkout basement offers incredible flexibility with a wide-open entertaining area, an additional bedroom, full bath, craft room with cabinetry, and excellent storage. The craft room was designed with future possibilities in mind and could potentially be converted into additional bedrooms or used as part of a mother-in-law suite, with cabinetry and water/sewer nearby. An unfinished workshop/storage area and additional furnace room storage provide even more function. Outdoor living is just as impressive with a covered deck upstairs, covered patio below, level backyard, private dock, and beautiful Christmas Lake views from nearly every angle. With its lakefront setting, remodeled interior, whole-home speaker system, and rare combination of space and usability, this home is ready to enjoy both inside and out.

455 W Evergreen Plz, Santa Claus

Listing courtesy of from Key Associates Signature Realty. Cell: 812-686-3268

$865,000
4 Beds 5 Baths 202629255 MLS 3,392 SqFt.
Listed at $865,000 Welcome to 408 W Prancer N Drive | Christmas Lake Village, Santa Claus, IN. Rare opportunity to own a custom-built, one-owner lakefront home situated on a prime double lot along the pristine waters of Christmas Lake! Offering sweeping, panoramic views and direct water access complete with its own private dock, this exceptional residence combines classic charm with spacious, versatile living. The outdoor entertainment areas are endless with a patio on the lower level with hot tub and the upper deck which allows for a large patio set and great views of Christmas Lake. Featuring 4 spacious bedrooms and 4.5 baths, this home is designed to showcase its stunning natural surroundings. Beautiful bay windows fill the main living areas with natural light, while the light-filled 4-seasons sunroom provides the perfect retreat to take in peaceful lake views year-round. Spacious Interior with finished lower-level living space. The kitchen is adorned with solid cherry cabinets with center island and all appliances included. The home is getting several new windows and has brand new garage doors. Wait until you see the incredible custom bar with cherry finishes, custom wine rack and plenty of storage. in Addition, there is a room designed for a workshop/ hobby room or whatever you need it for. Don't miss the winding staircase that sets off not only the foyer, but also the family room in the lower level. Special Details: Classic bay windows, custom touches, a 4-seasons sunroom, and a dedicated workshop space. Convenience: 2-car attached garage with extra room for storage. Community Amenities: Enjoy everything Christmas Lake Village has to offer, including lake access, swimming pool, tennis courts, playground, and putting green and an 18 hole golf course and club house. Don't miss this one-of-a-kind waterfront estate in Santa Claus!

408 W Prancer N Dr, Santa Claus

Listing courtesy of from F.C. TUCKER EMGE. Office: 812-853-3381

$1,180,000
4 Beds 4 Baths 202629217 MLS 3,292 SqFt.
**OPEN HOUSE SAT/SUN 12-1PM**Quality craftsmanship, thoughtful design, and everyday comfort come together in this beautifully built Schrock home in Bradford Shores. Designed for the way people actually live, this home offers over 3,200 finished square feet with spacious gathering areas, private retreats, and high-end finishes throughout. Step inside from the welcoming front porch and you'll immediately appreciate the open layout that keeps everyone connected while still providing dedicated spaces for work and relaxation. A private office near the front entry makes working from home easy, while the great room features a gas fireplace and built-in shelving and flows effortlessly into the dining area and chef-inspired kitchen. The kitchen is truly the heart of the home, featuring KitchenAid Black Ore appliances with striking bronze hardware, a gas range with custom vent hood, a large center island with built-in microwave, walk-in pantry, and abundant workspace for everything from weeknight dinners to holiday entertaining. Just beyond, the covered deck extends your living space outdoors, creating the perfect setting for morning coffee, summer dinners, or relaxing evenings overlooking the pond. The main-level wet bar adds another layer of convenience for entertaining, making it easy to serve guests without missing a conversation. The primary suite is designed as a peaceful retreat with a spacious walk-in closet and a luxurious private bath. Two additional bedrooms, a full bath, laundry room, mudroom with built-in bench and storage, and a convenient powder room complete the main level. Downstairs, the finished lower level offers even more flexibility with a spacious recreation room, fourth bedroom, full bath, and plenty of unfinished storage space. Whether you're hosting gatherings, creating a home gym, setting up a media room, or giving guests their own private space, this level adapts to your lifestyle. Outside, you'll enjoy both a covered deck and a stamped concrete patio, offering multiple outdoor living spaces for entertaining or simply unwinding after a long day. A three-car garage provides generous storage for vehicles, tools, and recreational equipment. Located in Bradford Shores, this brand-new Schrock Homes build combines timeless design, premium finishes, and exceptional craftsmanship in one of the area's desirable neighborhoods.

18416 Donegal Dr, South Bend

Listing courtesy of from Coldwell Banker Real Estate Group. Cell: 574-276-3072

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IDX information is provided by the Indiana Regional MLS and is exclusively for the consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

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