Syracuse Homes under $400,000

Welcome to Syracuse, Indiana—a hidden gem nestled in the heart of the Midwest, known for its picturesque lakes and friendly community spirit. This charming town, often referred to as the "Gateway to the Lakes," is a haven for outdoor enthusiasts and families alike. With its beautiful scenery, Syracuse boasts an array of recreational opportunities, including fishing, boating, and hiking, making it a perfect retreat for those who cherish nature.

Syracuse is not just about stunning landscapes; it also offers a vibrant local culture, with quaint shops, delightful dining options, and community events that bring residents together throughout the year. The town's close-knit atmosphere encourages a sense of belonging, making it an ideal place for families, retirees, and young professionals alike.

For those seeking to plant roots in this idyllic setting, Syracuse offers an impressive selection of homes under $400,000. Whether you’re looking for a cozy cottage by the water, a spacious family home, or a charming bungalow, you’ll find a diverse array of properties that cater to various lifestyles and budgets. With its affordable housing market, Syracuse allows you to enjoy the comforts of home without breaking the bank.

As you explore the real estate options in Syracuse, you'll discover that this town is not just a place to live—it's a community where memories are made, friendships are forged, and dreams are realized. Come and experience the warmth of Syracuse, where your ideal home awaits!

Newest Syracuse Homes under $400,000

$120,000

1 Beds ⋅ 1 Baths ⋅ 202640612 MLS ⋅ 600 SqFt. ⋅ Angela Racolta

An opportunity to get on Lake Wawasee at a price point that’s increasingly hard to find. Located near The Frog Tavern and within walking distance of downtown Syracuse, this approximately 600-square-foot channel-front property offers 40 feet of frontage and Pier #676-C012. The home sits on a .03-acre lot with parking for approximately one vehicle and is being sold AS IS. The existing floor plan includes a kitchen upon entry, one bedroom, a full bath and living room with access to the enclosed porch overlooking the channel. An older pier remains along the waterfront. The property is ready for a buyer with vision to renovate and make it their own. Channel frontage is currently overgrown with cattails, and the shallow channel is best suited for smaller watercraft. Due to current setback requirements and the size of the lot, buyers should not assume the existing structure can be removed and replaced with new construction. Buyer is responsible for completing all desired due diligence regarding property condition, renovations, setbacks, waterfront use, pier, channel depth and future improvements. The opportunity here is all about location—Lake Wawasee channel frontage, close proximity to The Frog and downtown Syracuse, and the chance to transform an existing property into your own place at the lake. Bring your ideas and see the possibilities this unique Wawasee property has to offer.

1113 S Kitson Dr, Syracuse

Listing courtesy of Angela Racolta from Encore Sotheby's International Realty. Cell: 317-750-1600

$199,900

3 Beds ⋅ 1 Baths ⋅ 202640460 MLS ⋅ 2,096 SqFt. ⋅ Geoff Cavender

Bring your vision and restore the timeless beauty of this 3-bedroom, 1-bath home located just minutes from downtown Syracuse amenities. Classic architectural details abound, featuring original natural hardwood floors, elegant interior pillars, and a spacious front porch perfect for relaxing and enjoying the neighborhood. Excellent opportunity for investors, DIY buyers, or anyone looking to build quick equity by restoring a classic home to its full glory. Property is being sold as-is—schedule your showing today!

302 W Main St, Syracuse

Listing courtesy of Geoff Cavender from eXp Realty, LLC. Cell: 574-527-1651

$285,000

4 Beds ⋅ 3 Baths ⋅ 202639305 MLS ⋅ 2,626 SqFt. ⋅ Cara Warren

LOCATION, LOCATION, LOCATION! Conveniently located within walking distance of the Syracuse-Wawasee trails and Syracuse Lake Park! This spacious 4 bedroom, 3 bath brick home features a main level primary suite, and second bedroom on the main level. Upstairs you will find two more bedrooms and another full bath. The recently finished basement has a second living room space, rec room with attached full bath, bonus room and abundant storage. Step outside and enjoy your own backyard retreat with a large concrete patio, hot tub, and gazebo perfect for relaxing, entertaining, or enjoying summer evenings. A newer large shed provides additional storage, and the property even offers a dedicated RV power hookup along the side of the home. Numerous major updates add comfort and peace of mind including a new water heater, boiler, and mini splits in 2025, plus new 6 inch gutters in 2025. The metal roof and triple pane windows were installed in 2017. An EverDry basement system is also in place. A rare combination of space, updates, and location-come see all this home has to offer!

1200 N Long Dr, Syracuse

Listing courtesy of Cara Warren from eXp Realty, LLC.

$175,000

2 Beds ⋅ 1 Baths ⋅ 202639085 MLS ⋅ 920 SqFt. ⋅ Tamera Smith

Welcome home to this beautifully maintained, first-floor condo offering the perfect blend of comfort, convenience, and modern updates. Featuring two spacious bedrooms and one well-appointed bathroom, this residence is ideal for anyone seeking low-maintenance living without sacrificing space or quality. Step inside to find new carpeting in living room and bedrooms and a bright, inviting living space. The kitchen comes equipped with newer appliances and excellent cabinetry, providing plenty of storage and prep space. Stay comfortable year-round with a reliable, updated central AC and furnace system. Both bedrooms are generously sized, boasting ample closet space to keep your home organized and clutter-free. Outside, you can relax on your private patio or enjoy the manicured yard space. This unit also includes a dedicated one-car garage along with an additional storage area for your seasonal gear. Situated just minutes from town, local shops, and popular restaurants, this property offers a peaceful retreat with city conveniences right at your doorstep.

11099 N State Road 1 Unit 3, Syracuse

Listing courtesy of Tamera Smith from Steffen Realty.

$339,000

5 Beds ⋅ 3 Baths ⋅ 202637716 MLS ⋅ 4,014 SqFt. ⋅ Rebecca Williams-Thomas

SELLER IS OFFERING MASSIVE CREDITS AT CLOSING FOR UPDATING TO MAKE IT YOUR OWN! Situated on nearly a full acre directly across the street from beautiful Lake Wawasee, this spacious 4,000+ square foot home offers the perfect blend of location, major updates, and opportunity to make it your own. Enjoy peaceful views of the SHARED POND right in your backyard while having plenty of room both inside and out to relax, entertain, and enjoy lake living. This home features NUMEROUS MAJOR UPDATES ALL COMPLETED WITHIN THE LAST 6 YEARS including the roof, boiler, central air unit, well pump, water softener, tankless water heater, and large deck; giving peace of mind while still leaving room for your personal style and imagination. Inside, you'll find an incredibly versatile layout with two large living spaces separated by an expansive dining area and kitchen, creating the perfect setup for gatherings and everyday living. The private primary suite is tucked away on its own section of the second floor with separate stair access, offering a true retreat. The opposite side of the upper level includes three additional bedrooms and a full bath. Need even more space? The basement offers a den plus a third living area or potential 5th bedroom, making it ideal for guests, hobbies, a home office, or private living quarters. You'll also love the sunroom just off the large living room with cathedral ceilings, along with abundant basement storage space and a dedicated hobby room. A shed provides even more storage for lake toys, tools, and outdoor equipment. With its incredible amount of space, major mechanical updates, desirable location near the lake, and endless potential, this home is priced to sell and ready for its new owners!

11791 N State Road 13th Rd, Syracuse

Listing courtesy of Rebecca Williams-Thomas from F.C. Tucker Fort Wayne.

$140,000

2 Beds ⋅ 1 Baths ⋅ 202637065 MLS ⋅ 640 SqFt. ⋅ Lakyne Webb

Opportunity awaits in the highly desired Oakwood Park neighborhood near Wawasee Lake! This 2-bedroom, 1-bath cottage offers the chance to create your own lake-area getaway or investment property in a sought-after location. The home features hardwood floors and an open kitchen, dining, and living area. Oakwood Park amenities include access to a swimming beach, outdoor tennis courts, and basketball courts, providing plenty of opportunities to enjoy the lake lifestyle. The property is being sold AS-IS making it an excellent opportunity for a buyer looking for a renovation project.

1033 S Martz St, Syracuse

Listing courtesy of Lakyne Webb from Scheerer McCulloch Real Estate.

$319,000

2 Beds ⋅ 1 Baths ⋅ 202637056 MLS ⋅ 1,269 SqFt. ⋅ Tamera Smith

Set on over 3 acres in a peaceful country setting, this property offers the perfect blend of space, privacy, and opportunity. Whether you’re looking for a fixer-upper with character or dreaming of building a brand-new home surrounded by trees, this location delivers. Property offers a 40 x 75 barn with loft and cement floor, garage and plenty of trees.

11256 N 450 E, Syracuse

Listing courtesy of Tamera Smith from Steffen Realty.

$399,900

3 Beds ⋅ 3 Baths ⋅ 202636291 MLS ⋅ 2,520 SqFt. ⋅ Vince Beasley

Welcome to this beautifully landscaped ranch home with a walkout basement, set on an abundant two-acre lot. Enjoy a private retreat on a quiet cul-de-sac just minutes from Dewart Lake in northern Indiana. Quality built home that offers nearly 2,500 finished square feet with three bedrooms and two full baths on a walkout basement. Metal roof with ice guards and vinyl siding home make this maintenance free set up a must see. The acreage invites outdoor living—gardens, a fire pit, extra parking, workshop or hobby space, and room for kids and pets to roam. Low annual taxes add to the appeal of this practical and livable home in a quiet part of Kosciusko County. Whether you want a full-time residence or a lake-country getaway, this property offers privacy and acreage in one package. Schedule a showing and see how this home could become your next chapter.

10013 N Hasse Ct, Syracuse

Listing courtesy of Vince Beasley from Northern Lakes Realty.

$289,000

4 Beds ⋅ 3 Baths ⋅ 202635810 MLS ⋅ 2,356 SqFt. ⋅ Scott Gingerich

Welcome home to this beautifully updated 4-bedroom, 3-bath home offering 2,356 finished square feet of living space on a spacious 1.03-acre lot. With plenty of room both inside and out, this property offers the space you’ve been looking for along with the peace of mind that comes with numerous recent improvements. The interior feels fresh and inviting with updated paint, new flooring, and a beautifully remodeled kitchen and bathrooms, all completed in 2023. Major updates since 2023 also include new windows, a new central air conditioning system, and a new water heater, taking care of many of the big-ticket improvements for you. With four bedrooms, three full bathrooms, generous living space, and just over an acre to enjoy, this home provides plenty of flexibility for everyday living, entertaining, or simply spreading out. Updated, spacious, and ready for its next owner, this property is one you’ll want to see!

11946 Us 6th Hwy, Syracuse

Listing courtesy of Scott Gingerich from The Gingerich Group.

$374,900

5 Beds ⋅ 4 Baths ⋅ 202635576 MLS ⋅ 2,175 SqFt. ⋅ Vince Beasley

Rare in-town opportunity with lake views and the water just across the street—close to every convenience, yet built for a true lake lifestyle. Slip your boat at nearby marinas, spend the day on the water, then come home to a private deck, unique landscaping, and a secluded fenced backyard to wind down. The main-level home is completely self-contained, with separate second-story living quarters above; a two-car garage divides the two residences, and a large workshop sits behind for water toys, hobbies, or extra storage. Beautifully maintained interiors include six-panel doors, vintage accent columns, and hardwood floors that make the layout one of a kind. In all: five bedrooms, four full baths plus a half bath, two full kitchens, two laundry areas, walk-in closets, and ample storage—ideal multi-generational living with lake days at your doorstep. Wonderful investment opportunity; live on one side and rent the other side out. New roof will be installed on September 29th. Home is back on the market through no fault of the seller or property. Call today for your private showing.

1411 S Harkless Dr, Syracuse

Listing courtesy of Vince Beasley from Northern Lakes Realty.

$278,500

2 Beds ⋅ 1 Baths ⋅ 202635342 MLS ⋅ 1,020 SqFt. ⋅ Alyssa Schendel

YOUR AFFORDABLE ENTRY INTO THE WAWASEE LAKE LIFESTYLE. You don’t need a million-dollar budget to start living the lake life! Perfectly positioned between Lake Wawasee and Papakeechie Lake, this updated waterfront getaway offers the location, views, and lifestyle buyers come to Syracuse looking for—at a fraction of the price.Featuring 2–3 bedrooms, 1 bath, approximately 1,020 sq. ft., and 70 feet of Papakeechie waterfront, this home is the perfect weekend retreat, summer escape, or year-round lake home. Enjoy beautiful water views, an updated interior, and a setting that puts you right in the heart of one of Northeast Indiana’s most sought-after lake communities.Spend your mornings by the water, your afternoons enjoying everything the Wawasee area has to offer, and your evenings relaxing at your own lake retreat.Whether you're looking for your first lake property, a second home, or simply a more affordable way to enjoy the Wawasee lifestyle, this is an opportunity worth seeing.Lake life doesn't have to start at $1 million. It can start right here.

9796 N Hiawatha Ln, Syracuse

Listing courtesy of Alyssa Schendel from North Eastern Group Realty. Cell: 260-515-6059

$339,000

3 Beds ⋅ 3 Baths ⋅ 202634452 MLS ⋅ 2,250 SqFt. ⋅ Tamara LaRowe

MOTIVATED SELLER! Less than a 10 minute walk to Syracuse Beach! This is NOT an open concept home. Feast your eyes on this sturdy traditional floor plan home that highlights privacy, defined spaces and cozy separation with only one other previous owner. This is a 3 bedroom, 2 full bath upstairs and a 1/2 bath on the main level, along with a finished basement! Walking into the front door you will find a spacious living room with an adorable bench window seat. The kitchen has plenty of cabinets plus a breakfast bar. The basement has a second living area along with a bonus room that could be a 4th bedroom or den. Upstairs is the master suite, 2 more bedrooms, a full bath and the washer/dryer. The back yard has a fully enclosed privacy fence and a brand new pergola ready for all of your outdoor activities! Schedule you showing today!

605 E Wawonaissa Dr, Syracuse

Listing courtesy of Tamara LaRowe from The Douglass Home Team, LLC. tammy.larowehomes@gmail.com

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Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker of MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.