Clay Homes under $200,000

Welcome to Clay, Indiana – a hidden gem nestled in the heart of the Hoosier State! Known for its friendly community spirit and picturesque landscapes, Clay offers a serene suburban lifestyle without sacrificing the conveniences of modern living. With its charming small-town feel, residents enjoy a close-knit community atmosphere, making it an ideal place for families, young professionals, and retirees alike.

One of the most attractive features of Clay is its affordable housing market. Here, you can find a variety of homes priced under $200,000, making it an excellent option for first-time homebuyers or those looking to downsize. These homes come in various styles, from cozy single-family residences to quaint bungalows, each offering the potential to create your dream space. With affordable options, you can invest in a home that fits your budget while still being surrounded by the beauty and tranquility of Indiana’s rolling hills and lush greenery.

The township boasts excellent local amenities, including parks, schools, and community centers, ensuring that residents have access to everything they need for a fulfilling lifestyle. Plus, with easy access to nearby cities, you can enjoy the benefits of small-town living while remaining connected to urban conveniences.

Whether you’re searching for a starter home or a charming retreat, Clay, Indiana, has something for everyone. Discover the warmth and welcoming nature of this delightful township, and find your perfect home at an unbeatable price today!

Newest Clay Homes under $200,000

$185,000

3 Beds ⋅ 1 Baths ⋅ 202640774 MLS ⋅ 1,196 SqFt. ⋅ Chelsea Detamore

Charming west side ranch in Northwestern School District! Welcome home to this beautifully maintained, move-in-ready 3-bedroom, 1-bathroom ranch offering nearly 1,200 square feet of comfortable living space. Located on the highly desirable West side of Kokomo, this home perfectly blends classic character with an impressive list of recent, big-ticket updates. Step inside to find beautiful original hardwood floors and timeless ceramic tile running seamlessly throughout the functional layout. The heart of the home features a large kitchen and dining room setup. The home is complemented by ample closet space throughout to handle all your storage needs. Breathe easy knowing a premium Aprilaire whole-house air purifier was professionally installed in the spring of 2023. The exterior boasts fantastic curb appeal with fresh paint, new gutters, and new downspouts all completed in the summer of 2021. Take in peaceful mornings with a cup of coffee on the patio, and enjoy extra outdoor storage in the backyard shed, which features a brand-new roof (2024). Best of all, the A/C was completely replaced in 2021, offering total peace of mind for years to come. Don't miss this turnkey gem in a fantastic school district—schedule your private tour today!

1052 N 400 W Rd, Kokomo

Listing courtesy of Chelsea Detamore from Apple Tree Realty, LLC. Cell: 765-419-8411

$80,000

3 Beds ⋅ 1 Baths ⋅ 202640450 MLS ⋅ 2,617 SqFt. ⋅ Cheryl Sizemore

Opportunity Awaits! Love the charm and character of an older home and aren't afraid to put in a little work? This could be the opportunity you've been waiting for! Full of character and potential, this charming home is ready for someone to bring it back to life and make it their own. Enjoy small-town living with plenty of room for the family and a spacious backyard. The main level features two bedrooms, a living room, formal dining room, and a kitchen with laundry area. Upstairs, the finished attic offers two additional rooms, providing plenty of flexible space for bedrooms, an office, playroom, or hobbies. The home currently has one generously sized bathroom. The basement houses the mechanicals, keeping them tucked away while leaving the rest of the home's storage areas more accessible. And don't forget the covered front porch-the perfect spot to settle into a rocking chair, relax, and enjoy the charm of small-town life. Bring your vision, your creativity, and a little TLC, and give this old charmer the love it deserves!Seller uses Service Link, if buyer wants to choose title company they will be responsible for all fees. No offers will be responded to until the home has been on the market for 10 days. You can submit anytime, just allow for response time. Home sold AS-IS.

5298 Milton St, Coatesville

Listing courtesy of Cheryl Sizemore from Brick and Ivy Real Estate. cherylsizemoresells@gmail.com

$191,000

3 Beds ⋅ 2 Baths ⋅ 202638451 MLS ⋅ 1,232 SqFt. ⋅ Jessi Mullen

Located on a corner lot within the gated community of Christmas Lake Village, this updated 3-bedroom, 2-bath home offers numerous improvements throughout. Features include a spacious front porch, fenced backyard, and updated primary bathroom. Recent improvements include a new roof and siding in 2023, along with new flooring, appliances, and interior doors in 2024. Conveniently located near the community recreation center and beach, while the close proximity to the Kasper Gate provides easy access to the conveniences of town. With extensive updates already completed, this home offers comfortable living and an affordable opportunity in Santa Claus.

563 W Prancer Dr, Santa Claus

Listing courtesy of Jessi Mullen from Key Associates Signature Realty. Cell: 812-639-4394

51894 Indiana State Route 933, South Bend

$200,000

2 Beds ⋅ 1 Baths ⋅ 202638253 MLS ⋅ 964 SqFt. ⋅ Aaron Hankins

This 2-bedroom ranch style property is for sale with a total of 2+ acres on SR 933, & located just minutes from downtown South Bend, Notre Dame campus, the I-90 Toll Road, AND the Michigan state line. Close to everything! Come bring your ideas and envision how it can be transformed inside and out. Whether you are looking for a home and very large yard to enjoy, or you're looking for a commercial opportunity in a prime real estate location, this could be the property you've been looking for!

51894 Indiana State Route 933, South Bend

Listing courtesy of Aaron Hankins from Cressy & Everett- Elkhart. Cell: 574-370-7338

$149,900

3 Beds ⋅ 1 Baths ⋅ 202638125 MLS ⋅ 1,064 SqFt. ⋅ Nicole Primrose

Just 10 minutes from Notre Dame, this three-bedroom, one-bath home is ready for your personal touch. The spacious yard includes two additional lots, while the large two-car garage provides plenty of room. Beautiful natural hardwood floors make this home a must-see. The property is being sold “as is.”

19403 Auten Rd, South Bend

Listing courtesy of Nicole Primrose from Polack Realty.

$200,000

2 Beds ⋅ 1 Baths ⋅ 202637798 MLS ⋅ 756 SqFt. ⋅ Morgan Katzenberger

Conveniently located just 0.5 miles from Notre Dame Stadium, this well-maintained 2-bedroom, 1-bath home offers a great combination of location, comfort, and modern updates. Featuring newer flooring, granite countertops, a waterproofed basement, fenced in back yard, and thoughtful improvements throughout, the home has been lovingly cared for and is move-in ready. Enjoy easy access to Notre Dame, nearby amenities, and everything the area has to offer.

54208 Ironwood Rd, South Bend

Listing courtesy of Morgan Katzenberger from Coldwell Banker Real Estate Group. Cell: 574-910-0778

$174,900

2 Beds ⋅ 1 Baths ⋅ 202636381 MLS ⋅ 784 SqFt. ⋅ Alyssa Lopez

Discover comfort, character, and privacy in this inviting ranch home only 5 miles from the University of Notre Dame. Set on 0.89 acres of beautiful land with a heavily wooded backdrop that feels like your own private nature preserve, this property offers a rare blend of open yard space and serene forested views. Inside, the home features beautiful hardwood floors throughout most of the main level, newer windows, and thoughtful updates that preserve the original charm of an older home. The floor plan includes a large living space, a designated dining area just off the kitchen, and main-level laundry for everyday convenience. The home offers 2 bedrooms with ample closet space, making it an ideal fit for those seeking simplicity, comfort, and character. Major updates include a new septic system (2021) a new roof (2024) and new water softener (2024)—providing peace of mind for years to come. Outside, the property shines with a one-car detached garage, two storage sheds, and plenty of room to garden, play, or simply enjoy the quiet surroundings. Whether you’re relaxing under the trees or exploring your own wooded paradise, this property delivers a lifestyle that’s hard to find. This is a home with soul—updated where it matters, preserved where it counts, and nestled on land that feels truly special.

20173 Brick Rd, South Bend

Listing courtesy of Alyssa Lopez from Milestone Realty, LLC. Cell: 574-904-0961

$119,000

2 Beds ⋅ 1 Baths ⋅ 202634706 MLS ⋅ 640 SqFt. ⋅ Brenda Baranski

MOVE IN READY!!!! 1-story ranch nestled in the heart of Clay Township! Perfectly situated on Jane Street just off Kenilworth, this site-built home offers the ease of single-level living. Newer furnace, water heater, whole house water filtration system. Enjoy a location that puts you minutes away from local shopping, dining, and easy highway access, all while maintaining a peaceful residential feel. This is a highly sought-after area for rental property investment, largely driven by its close proximity to the University of Notre Dame and convenient access to the 80/90 Toll Road. Whether you're looking to downsize or seeking a smart investment opportunity, this property is a must-see. Schedule your showing today and imagine the possibilities! Being sold AS IS

19952 Jane St, South Bend

Listing courtesy of Brenda Baranski from Snyder Strategy Realty Inc.. Office: 317-452-8778

$178,000

3 Beds ⋅ 2 Baths ⋅ 202632798 MLS ⋅ 1,067 SqFt. ⋅ Rosaura Trejo

Beautifully Renovated Home With Two Lots! This completely renovated home offers an open-concept. The primary bedroom features its own full bathroom, while two additional bedrooms share a full bathroom, providing plenty of space for family and guests. Make this your home with the peace of mind of a New AC, New Furnace, New Septic, New Water Heater, some New Plumbing and a completely New Outbuilding, perfect for storage, workshop, or extra space for your hobbies. The sale includes two lots, providing plenty of outdoor space and endless possibilities. At a short distance from LaSalle Trail, Notre Dame and other attractions. Move-in ready and thoughtfully remodeled, this property is a must-see!

19947 Kelly St, South Bend

Listing courtesy of Rosaura Trejo from Berkshire Hathaway HomeServices Elkhart. Office: 574-293-1010

$169,000

3 Beds ⋅ 1 Baths ⋅ 202629272 MLS ⋅ 980 SqFt. ⋅ Susie Oliver

Nice partial brick and wood ranch home with three bedrooms and one bathroom. Eat in kitchen with an island and 4 stools, wood cabinets, laminate flooring and newer countertops. The kitchen opens to the living room. Newer furnace, central air, water heater and roof. Sale includes the refrigerator, gas stove, washer, gas dryer, water softener, window treatments and two upright freezers. It also has a spacious back yard, 10x16 utility shed and a covered 9x10 concrete patio.

2110 E Westgate Dr, Logansport

Listing courtesy of Susie Oliver from Schwering Realty.

$164,000

1 Beds ⋅ 1 Baths ⋅ 202627318 MLS ⋅ 776 SqFt. ⋅ Andy Kern

Very cute and move-in ready 1-bedroom condo located just 1 mile from the University of Notre Dame campus! This well-maintained unit features brand-new carpet throughout and a HVAC system installed in 2022 for added comfort and efficiency. The bathroom has been tastefully updated with a freshly re-glazed bathtub (2026), giving the space a clean, modern feel. The unit includes a covered parking spot and one uncovered spot.Enjoy an abundance of storage throughout the unit, along with a patio door that opens to a spacious double-tier deck overlooking the beautifully landscaped pond just steps away. Residents also have access to a community pool, providing the perfect place to relax and unwind. Whether you're looking for a primary residence, a game-day getaway, or an investment opportunity, this charming condo is a must-see!

18101 Stoneridge St Unit A, South Bend

Listing courtesy of Andy Kern from Weichert Rltrs-J.Dunfee&Assoc..

$184,900

3 Beds ⋅ 1 Baths ⋅ 202620284 MLS ⋅ 1,031 SqFt. ⋅ Adam Jasin

Here is a beautiful home that combines a country feel yet is still close to everything. This home is just down the road for the amazing LaSalle Trail and minutes away from Notre Dame. This remodeled home features 3 bedrooms and 1 bath. The 2 side bedrooms have independent heating and cooling mini split systems so everyone can be comfortable. Move right in as the brand-new stainless-steel appliances stay with the home. The brand-new privacy fence in the backyard is perfect for hosing family and friends or just enjoying the peacefulness of your backyard. Along with all of the upgrades inside, this home also offers a brand-new septic system.

51622 Kenilworth Rd, South Bend

Listing courtesy of Adam Jasin from Irish Realty. adam.jasin@irishrealty.net

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Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker of MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.