Penn Homes with Waterfront Lot features

Welcome to Penn Township, Indiana, a hidden gem that perfectly marries serene living with vibrant community spirit. Nestled in the heart of St. Joseph County, Penn Township boasts a picturesque landscape characterized by lush greenery, friendly neighborhoods, and, most notably, stunning waterfront properties that redefine the meaning of home.

Imagine waking up to the gentle sound of water lapping against the shore, with breathtaking views just outside your window. Homes with waterfront lot features in Penn Township offer a unique opportunity to experience nature's beauty daily. These properties provide not just a residence, but a lifestyle—ideal for those who enjoy fishing, kayaking, or simply unwinding with a good book on a warm summer day by the water's edge.

Penn Township's real estate market is diverse, with charming single-family homes, contemporary builds, and cozy cottages that cater to various tastes and budgets. Many of these homes are designed to maximize waterfront views, featuring expansive decks, large windows, and open floor plans that invite the outdoors in.

Beyond the allure of waterfront living, Penn Township is known for its excellent schools, well-maintained parks, and a strong sense of community. Residents enjoy easy access to local amenities, including shops, restaurants, and recreational facilities, making it a fantastic place to raise a family or retire in peace.

Whether you're seeking a tranquil retreat or an active lifestyle, Penn Township's waterfront homes offer the perfect backdrop for your next chapter. Come discover the charm and beauty of this delightful Indiana township—your dream home awaits!

Newest Penn Homes with Waterfront Lot features

$424,900

4 Beds ⋅ 2 Baths ⋅ 202640526 MLS ⋅ 2,276 SqFt. ⋅ Kimberly Murrell

Waterfront living is calling and nestled in the super desirable Penn Harris Madison School System. Whether your looking to down size or wanting your dream home on the St. Joseph River, get ready to enjoy incredible water views from nearly every angle of this beautifully updated ranch home. Offering 4 bedrooms, 2 full bathrooms, a full finished walkout basement, and a deck spanning the full length of the home, this property has the space, views, and lifestyle you’ve been dreaming about! Step inside and you'll immediately appreciate the abundance of natural light and beautiful views of the water. The updated kitchen features granite countertops, floor-to-ceiling cabinetry, ample storage, and plenty of space for entertaining. The primary bedroom offers its own private ensuite complete with an impressive oversized walk-in shower. The finished walkout basement adds an incredible amount of living space with a large family room, 4th bedroom, and an additional office/den offering flexibility for guests, hobbies, or working from home. Daylight windows bring in plenty of natural light while allowing you to continue enjoying those gorgeous water views from the lower level. Outside is where this home truly shines! Step onto the expansive full-length deck, sit back, relax, and take in the waterfront setting. Park your boat and watercraft and get ready to enjoy everything that comes with life on the water—from summer days boating and entertaining to peaceful mornings with coffee and even dreaming of a white Christmas overlooking the water. Additional updates include a new roof, new basement carpet, granite countertops, and more. With plenty of room for everyone and a setting that's hard to duplicate, this waterfront home is ready for its next chapter. Stop dreaming about life on the water and start living it—call today for your private tour! Agents see remarks.

10287 Vistula Rd, Osceola

Listing courtesy of Kimberly Murrell from McKinnies Realty, LLC. Cell: 574-276-4275

$714,000

4 Beds ⋅ 3 Baths ⋅ 202639867 MLS ⋅ 3,004 SqFt. ⋅ Debbie Foster

OPEN HOUSE SATURDAY, OCTOBER 17TH 2:00-4:00 PM! Welcome home to: 817 Bittersweet Cove Dr.! Experience exceptional riverfront living in this beautifully maintained villa on the St. Joseph River. Tucked away on a quiet cul-de-sac in desirable Bittersweet Cove, this spacious four-bedroom home is designed to maximize its breathtaking waterfront setting, with floor-to-ceiling windows framing stunning river views from multiple living spaces. The open, light-filled floor plan offers comfortable main-level living, featuring a generous primary suite, convenient main-floor laundry, and a welcoming great room anchored by a gas-log fireplace. The kitchen showcases hardwood flooring and a charming breakfast area overlooking the private courtyard, creating the perfect setting for morning coffee or casual dining. Upstairs, two spacious bedrooms offer abundant closet space and picturesque views of the water. The finished walkout lower level expands your living and entertaining options with a fourth bedroom, additional gathering space, and direct access to the riverfront. Recent updates provide peace of mind, including a new roof in 2025, Renewal by Andersen windows, leaf gutter guards, and a newer furnace and air conditioning system. An unfinished attic offers valuable storage or future expansion potential. Enjoy a carefree lifestyle with HOA services that include lawn care, fertilization and watering, snow removal, and maintenance of common areas. Whether you’re entertaining guests, enjoying the changing seasons along the water, or simply relaxing with a view, this exceptional riverfront villa offers the perfect blend of comfort, convenience, and scenic beauty.

817 Bittersweet Cove Dr, Mishawaka

Listing courtesy of Debbie Foster from Cressy & Everett - South Bend. Cell: 574-298-1428

$590,000

3 Beds ⋅ 3 Baths ⋅ 202638947 MLS ⋅ 2,620 SqFt. ⋅ Debbie Foster

OPEN HOUSE SATURDAY, OCTOBER 17TH 2:00-4:00 PM! Welcome home to: 709 Bittersweet Cove Dr.! Serenity awaits on the St. Joseph River. Step outside to a maintenance-free 21’x12’ Trex composite deck with cable railing and awning, offering wonderful views of the water. The enclosed front courtyard complete with a natural gas fire pit and hot tub is the perfect spot to unwind the moment you arrive. Inside, this villa has been updated throughout. The family room features a gas log fireplace and 10-foot ceilings, with luxury-grade vinyl plank flooring, custom blinds, fresh interior and exterior paint, and leaf filter gutter guards. The master en suite faces the channel and includes custom shelving in the walk-in closet, plus a bathroom with heated tile floors, floating vanities, and a tiled walk-in shower with a no-step entry. A private office with French doors opens to the courtyard, and the main level also includes a convenient laundry room. Need more entertaining space? The walk-out basement delivers with 9-foot ceilings, a kitchenette, a gas log fireplace, and a 3-season room with storm windows and screens. Two additional bedrooms, a full bathroom, and plenty of storage complete the lower level. The heated garage features non-slip textured rubber flooring, and the home is equipped with a tankless water heater, water softener, and reverse osmosis system. The sellers have lovingly and meticulously maintained this home. This villa community also includes tennis courts.

709 Bittersweet Cove Dr, Mishawaka

Listing courtesy of Debbie Foster from Cressy & Everett - South Bend. Cell: 574-298-1428

$589,000

2 Beds ⋅ 4 Baths ⋅ 202638007 MLS ⋅ 2,840 SqFt. ⋅ Debbie Foster

OPEN HOUSE SUNDAY, OCTOBER 17TH 2:00-4:00 PM! Welcome to a RIVERFRONT VILLA in the Bittersweet Cove community, with views of the St. Joseph River from both the top deck and the lower patio. The main level features a family room with coffered ceilings and a gas log fireplace, along with a family room that offers a second gas log fireplace. The main-level primary suite includes a walk-in closet and double vanity, and an upper-level bedroom with a full bath is perfect for guests. The finished walk-out basement adds generous entertaining space a family room with a gas log fireplace, a kitchenette with sink and refrigerator, an office, and a full bathroom. Recent updates include a NEW ROOF (2024) NEW FURNACE & AC (2026), water heater (2024), water softener (2023), new driveway (2023), and exterior paint (2020). Enjoy carefree living in a villa community with tennis courts. Just bring your decorating ideas & enjoy your care fee living in Bittersweet Cove Villas!

809 Bittersweet Cove Dr, Mishawaka

Listing courtesy of Debbie Foster from Cressy & Everett - South Bend. Cell: 574-298-1428

$683,000

4 Beds ⋅ 4 Baths ⋅ 202634357 MLS ⋅ 3,520 SqFt. ⋅ Nicholas Bickel

Welcome to an extraordinary St. Joseph River property where pristine condition, breathtaking views, and exceptional living spaces come together on nearly 3/4 of an acre. This immaculate four bedroom, four full bath home is truly move in ready and offers a rare opportunity to enjoy beautiful riverfront living with nothing left to do but move in and enjoy. The expansive, beautifully maintained and completely flat yard stretches gracefully toward the St. Joseph River, creating a spectacular setting for entertaining, relaxing, or simply taking in the breathtaking views. An updated cantilever pier provides convenient year round enjoyment without the hassle of removing and reinstalling the pier each season. Inside, natural light pours into the home, particularly throughout the spacious kitchen and living room, where the river views become part of the everyday experience. The kitchen is beautifully appointed with updated appliances and a Viking range designed for the chef who loves to cook and entertain. The finished lower level takes this home to another level, offering a true mother in law suite complete with a full kitchen, fireplace, full bathroom, bedroom, and walkout access. A separate movie room/office provides even more flexibility for guests, extended family, a home office, or your own private retreat. With four bedrooms, four full bathrooms, abundant living space, an incredible riverfront setting, and an expansive yard, this home offers everything you could want and more. Meticulously maintained and absolutely pristine, this is a rare riverfront property in Penn Harris Madison school district where luxury, comfort, functionality, and spectacular views come together. Simply unpack, settle in, and enjoy the St. Joseph River lifestyle!

11680 Jefferson Rd, Osceola

Listing courtesy of Nicholas Bickel from Weichert Rltrs-J.Dunfee&Assoc..

$849,900

5 Beds ⋅ 3 Baths ⋅ 202632450 MLS ⋅ 4,502 SqFt. ⋅ Paul Thurston

PRICE REDUCED $46,000! River Front!! Over 4,600 sq ft of living space. Villa style living for only $189 a month includes lawn mowing, watering, fertilizing and snow removal including driveways and sidewalks. Experience exceptional waterfront living in this stunning private home, perfectly situated in a quiet subdivision with breathtaking water views from virtually every room. Bathed in natural light, the open and flowing floor plan is complemented by sophisticated neutral décor, creating an elegant yet inviting atmosphere that showcases the beauty of the surrounding waterfront. The main level features engineered hardwood flooring and thoughtfully designed living spaces ideal for both everyday living and entertaining. At the heart of the home, the gourmet kitchen is sure to impress with beautiful stone countertops, an oversized center island with seating and prep space, stainless steel appliances, and abundant cabinetry for exceptional storage. Wake each morning to peaceful water views from the luxurious primary suite, complete with a spacious walk-in closet and a beautifully appointed en-suite bath. Walkout lower level offers an additional 1,805 SF of beautifully finished living space, completed with the same quality craftsmanship found throughout the main level. This incredible space includes a bedroom, a kitchenette, an expansive family room, and a versatile bonus room perfect for a home office, fitness studio, or guest accommodations. Step outside and embrace the waterfront lifestyle. Whether you’re relaxing on the shore, entertaining guests, or heading out for a day on the water, your private pier provides the perfect place to dock your boat, jet skis, and other water toys. This remarkable property offers the ideal blend of luxury, comfort, and year-round waterfront enjoyment.

1416 Vistula Landing Dr, Osceola

Listing courtesy of Paul Thurston from Open Door Realty, Inc. Cell: 574-993-5858

$1,200,000

4 Beds ⋅ 3 Baths ⋅ 202628841 MLS ⋅ 4,016 SqFt. ⋅ Tommy Kraemer

Luxury meets livability in this newly completed 2025 Capstone-built waterfront home in Highland Village on the River. Thoughtfully designed with over-the-top craftsmanship and everyday comfort in mind, this custom home sits on a wooded lot on the St. Joseph River and offers the kind of details you have to see in person. Step inside to soaring ceilings, walls of windows, and a light-filled great room. The chef's kitchen was built to impress, featuring Sub-Zero refrigeration, a Wolf gas cooktop with double ovens, two dishwashers, beverage refrigerator, quartz countertops, an oversized island, and an incredible walk-in pantry that keeps everything beautifully organized while out of sight. The main floor lives like its own private retreat with an entire primary wing dedicated to comfort. The spacious bedroom opens to peaceful views, while the spa-inspired bath offers heated tile floors, dual vanities, an oversized walk-in shower, and a custom dressing room-sized closet that's every bit as impressive as the suite itself. Guests enjoy a second main-level bedroom while the walkout lower level expands the home's versatility with two additional bedrooms, a spacious recreation room, kitchenette, second laundry room, and direct access to the backyard. Designed for entertaining, the enlarged covered composite deck creates seamless indoor-outdoor living. Luxury continues behind the scenes with an elevator serving both levels, Sonos whole-home audio, tankless water heater, reverse osmosis system, water softener, two-zone HVAC, Ring security system, gutter covers, and irrigation system. The oversized garage features epoxy flooring, electric vehicle charging capability, and exceptional storage. Built in 2025, every detail has been considered - from illuminated built-in shelving and premium finishes to the dog wash station and dual laundry rooms - creating a home that's as functional as it is beautiful. This is modern living at its finest.

1107 Trossicks Trl, Mishawaka

Listing courtesy of Tommy Kraemer from Coldwell Banker Real Estate Group. Cell: 574-276-3072

$925,000

4 Beds ⋅ 5 Baths ⋅ 202627265 MLS ⋅ 4,444 SqFt. ⋅ Debbie Foster

OPEN HOUSE SUNDAY, SEPTEMBER 13TH 2:00-4:00 PM. WELCOME HOME TO 16541 Jackson Road! EXCITED TO SEE MORE is how you feel the moment you drive down the driveway of this beautifully landscaped home! HARDWOOD FLOORS throughout the main level! UPDATED DREAM KITCHEN awaits you with LARGE 8X4 ISLAND. GRANITE counter tops, JENN-AIR stainless steel appliances. GRAND FAMILY ROOM w/VAULED CEILINGS & wood burning fireplace. HOME OFFICE w/barn doors leading to the foyer. AMAZING MAIN LEVEL MASTER EN SUITE with 15x16 WALK-IN CLOSET and 70X46 island W/CAMBRIA QUARTZ COUNTERTIPS! Additional SHOE CLOSET too! Upper level offers a second En Suite and Jack n' Jill bathroom! UPDATED BATHROOMS THROUGHOUT! Entertaining will be a breeze with your FINISHED BASEMENT with half bath, bar area, and large storage room! NEWER COMPOSITE DECK overlooking your 3 ACRE RETREAT! Your very own FURNISHED CABIN w/bathroom, water, electric, portable heat/AC, overlooking your ONE ACRE POND! You will love the THREE STALL ATTACHED GARAGE & ADDITIONAL DETACHED 2 STALL GARAGE for all your storage needs! Schedule your showing before this rare property is gone!

16541 Jackson Rd, Mishawaka

Listing courtesy of Debbie Foster from Cressy & Everett - South Bend. Cell: 574-298-1428

$739,000

4 Beds ⋅ 3 Baths ⋅ 202621775 MLS ⋅ 3,458 SqFt. ⋅ Kyra Parsons

Experience the pinnacle of riverfront luxury on the St. Joseph River. This magnificent 4 bedroom, 2.5-bathroom home flawlessly blends sophisticated indoor elegance with an unparalleled waterfront lifestyle. At the heart of the home is a gourmet chef's kitchen, beautifully appointed with professional grade appliances, Corian prep surfaces, and a large island complete with a pewter oval hanging rack for your cookware. The living space features a stunning fireplace with smoked mirror and cherrywood surround, perfect for cozy evenings and elegant entertaining. Bathed in natural light the attached sunroom with heated floors and attached glass conservatory with a bubbling pond offers a year-round botanical sanctuary and peaceful retreat. Upstairs the master is a two-room suite with two built out walk in closets, cathedral ceilings, two balconies, and spectacular views of the water. The en-suite bathroom was recently remodeled with a quartz countertop and Carrara tile throughout. The luxury extends outdoors to a premier waterfront oasis. Two cantilevered piers on a brand-new seawall stand ready to accommodate multiple watercraft you can use to enjoy 15 miles of recreational water on the St. Joseph River. After a day on the water unwind in the therapeutic hot tub positioned on the upper deck to capture panoramic water views and breathtaking golden-hour sunsets. No expense has been spared by the seller, with several recent high-end renovations and updates throughout. While the home itself is a masterpiece of craftmanship that would cost well over 1M to replicate, combining the home with its location on the water offers a once in a lifetime opportunity to make memories with family and friends. It's a place where you can relax, wind down, leave your busy life behind, entertain, cook great meals, engage in water activities, dock your boats in your own front yard, and share this experience with as few or as many as you prefer. A full description of recent renovations and home details is available upon request; there are just too many amenities and upgrades to list here. Schedule your private tour today.

11114 Lakeshore Dr, Osceola

Listing courtesy of Kyra Parsons from Cressy & Everett- Elkhart. Cell: 269-830-4350

$560,000

5 Beds ⋅ 7 Baths ⋅ 202625541 MLS ⋅ 4,141 SqFt. ⋅ Adam Pendl

Perched above the scenic St. Joseph River and overlooking Mishawaka's iconic Riverwalk, this extraordinary Victorian estate offers a rare opportunity to own one of Northern Indiana's most significant historic homes. Meticulously restored, this Queen Anne Stick Style residence seamlessly blends timeless architectural character with modern luxury. Recognized as Mishawaka's oldest Queen Anne Stick Style Victorian, the home dates back to the city's historic "Millionaire's Row" and showcases remarkable original details, including crystal doorknobs, skeleton-key locks, beveled glass windows, inlaid hardwood floors, handcrafted millwork, and grand staircases. With more than 4,100 finished square feet, the home features five spacious bedrooms, five en-suite baths, two half baths, and a flexible sixth room on the finished garden level—ideal for a guest suite, office, library, or fitness room. Elegant formal living and dining rooms, soaring ceilings, and abundant natural light create an inviting atmosphere throughout. The beautifully updated kitchen opens to a spacious Breakfast Parlor with stunning views of the St. Joseph River and Riverwalk, making it the perfect gathering space. The spectacular 650-square-foot third-floor River Suite offers unmatched privacy and panoramic river views, making it an exceptional owner's retreat, guest suite, or executive office. Extensively restored from top to bottom, the home features a new roof, siding, windows, plumbing, HVAC systems, insulation, flooring, water heaters, and a 400-amp electrical service, delivering the comfort and efficiency of modern construction while preserving its historic charm. Additional highlights include multiple laundry areas, generous storage, and a heated, insulated garage with epoxy flooring, built-in cabinetry, workshop space, and room for collector vehicles. Enjoy direct access to the Riverwalk, breathtaking waterfront views, and a location adjacent to Marvin's Gardens memorial park. Downtown Mishawaka's restaurants, parks, and entertainment are all within walking distance. More than a residence, 518 Lincolnway East is a true landmark—offering an exceptional blend of history, craftsmanship, thoughtful restoration, and one of Mishawaka's most desirable riverfront locations. Opportunities to own a home of this significance are exceptionally rare.

518 E Lincoln Way, Mishawaka

Listing courtesy of Adam Pendl from eXp Realty, LLC. Cell: 574-532-2522

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Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker of MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.