Elkhart Homes under $200,000

Welcome to Elkhart, Indiana, a charming city nestled in the heart of Elkhart County, known for its rich history, vibrant community, and stunning natural beauty. With its picturesque parks, friendly neighborhoods, and a strong sense of community, Elkhart offers a welcoming atmosphere for families, young professionals, and retirees alike.

Elkhart is often celebrated as the "RV Capital of the World," boasting a thriving manufacturing industry that contributes to its economic stability. The city is also home to a variety of cultural attractions, including the renowned Lerner Theatre, local art galleries, and the annual Elkhart Jazz Festival, which draws music lovers from near and far. For those who enjoy the great outdoors, the scenic Elkhart River and numerous parks provide ample opportunities for hiking, fishing, and picnicking.

If you’re looking to find a home in Elkhart, you’ll be pleased to discover a range of affordable options, particularly homes under $200,000. This price point opens the door to a variety of charming properties, from cozy single-family homes to inviting townhouses, perfect for first-time buyers or those seeking to downsize without sacrificing quality of life. Elkhart’s real estate market offers great value, allowing you to invest in a home that meets your needs while enjoying the benefits of a thriving community.

With its affordable housing options and a wealth of amenities, Elkhart is not just a place to live; it’s a place to call home. Discover the possibilities that await you in this delightful city!

Newest Elkhart Homes under $200,000

$189,000

3 Beds ⋅ 1 Baths ⋅ 202640905 MLS ⋅ 864 SqFt. ⋅ Jose Ramirez

Move-in ready home in Baugo Township! This turn-key ranch home has low maintenance exterior with an outbuilding, vinyl siding and vinyl windows that provide ample amounts of natural lighting. Brand new paint and flooring throughout including seamless luxury vinyl plank throughout the entire main floor. The open concept kitchen is equipped with custom cabinets, a quartz sink and island seating! Enjoy the renovated full bathroom with modern finishes. Schedule your showing today!

56487 Miller Dr, Elkhart

Listing courtesy of Jose Ramirez from Berkshire Hathaway HomeServices Elkhart. Office: 574-293-1010

$149,900

2 Beds ⋅ 1 Baths ⋅ 202640838 MLS ⋅ 957 SqFt. ⋅ Brad Beer

Cute, move-in-ready home at an incredible price! Enjoy a spacious living room filled with natural light, plus an eat-in kitchen that opens to the living area—perfect for entertaining. The gorgeous new bathroom features an amazing tiled shower- a great way to start your day! The whole has has fresh paint, updated flooring, and modern lighting to add a stylish touch throughout. Convenient main-floor laundry makes everyday living easy. Outside, maintenance-free vinyl siding and a durable metal roof provide peace of mind. The large corner lot includes multiple fenced areas and storage sheds, offering plenty of space for pets, hobbies, and storage. Just move in and enjoy!

1400 Grand Ave, Elkhart

Listing courtesy of Brad Beer from Heart City Realty LLC. Cell: 574-596-0376

$158,215

2 Beds ⋅ 1 Baths ⋅ 202640777 MLS ⋅ 775 SqFt. ⋅ Jill Robinson

Move-in ready and packed with updates! Whether you're looking to simplify your space, make the move from renting to homeownership, or add to your investment portfolio, 2215 Decamp is worth a look. Step inside to a bright, welcoming interior with plenty of natural light and so many improvements already completed. Enjoy a beautifully updated kitchen, new flooring, vinyl windows, a new HVAC system, and a newer roof. Convenient main-level laundry makes everyday living easy, while the full basement provides plenty of additional storage space. Relax and enjoy the outdoors from the inviting front porch. With the updates already taken care of, all that's left to do is move in and make it your own. Schedule your showing today!

2215 Decamp Ave, Elkhart

Listing courtesy of Jill Robinson from eXp Realty, LLC. Cell: 574-250-9980

$169,900

3 Beds ⋅ 1 Baths ⋅ 202640714 MLS ⋅ 1,080 SqFt. ⋅ Craig Culver

Great 3 bedroom home on a large corner lot with a fenced yard! Large deck for outdoor entertaining! Mature trees for summer shade! Vinyl windows. Roof is 6 years old. Furnace replaced in 2019. Shed is convenient for extra storage. This is a great opportunity to start your home ownership journey!

56609 Shore Ave, Elkhart

Listing courtesy of Craig Culver from Berkshire Hathaway HomeServices Elkhart. Office: 574-293-1010

$103,500

1 Beds ⋅ 1 Baths ⋅ 202640496 MLS ⋅ 697 SqFt. ⋅ Jaime Perez

Attention all First-Time Buyers or Investors looking to take advantage of a great opportunity - this property features 1 bedroom and 1 bathroom with the possibility of a small second bedroom or great walk-in closet! The charming arched doorways, an abundance of natural light, newer fixtures, and main level laundry make this home a contender, and the price offers flexibility and potential for future improvements. Conveniently located close to restaurants, grocery stores, schools, shopping, and much more. Whether you’re a first-time homebuyer looking for an affordable property or an investor searching for your next opportunity, this home is worth a look. Sold as is.

1221 W Wolf Ave, Elkhart

Listing courtesy of Jaime Perez from Century 21 Circle. Office: 574-293-2121

$99,900

3 Beds ⋅ 1 Baths ⋅ 202640488 MLS ⋅ 1,178 SqFt. ⋅ Abel Garcia

Discover an affordable homeownership opportunity in Elkhart! This 3-bedroom, 1-bath home offers 1,178 sq. ft. of living space, a practical layout, and a nicely sized yard. Conveniently located near parks, hospitals, shopping, and everyday amenities. The roof is approximately 5 years old, and several improvements have already been made. Whether you're a first-time buyer or looking for an affordable home, this property offers a great opportunity to make it your own. Schedule your showing today!

1010 Hudson St, Elkhart

Listing courtesy of Abel Garcia from RE/MAX Results The Viruez Team. Cell: 260-580-4761

$168,500

3 Beds ⋅ 2 Baths ⋅ 202640341 MLS ⋅ 1,422 SqFt. ⋅ Nancy Miller

Close to shopping and schools. Just around the corner from Wellfield Botanical Gardens. Hardwood floors through out house. Large deck in back. Fenced in yard, w/ low maintenance. Sale includes stove-gas, washer & dryer, and custom built bed for master bedroom. Garage has been changed to a rec room. New roof and new furnace in 2021. Most windows are new since 2021. Electrical has been updated in 2023. New sewer pipe in basement in 2024. New water pipe in basement and all the way out to the road in 2022.

206 W Simonton St, Elkhart

Listing courtesy of Nancy Miller from Cressy & Everett- Elkhart. Cell: 574-538-9054

$200,000

3 Beds ⋅ 2 Baths ⋅ 202640085 MLS ⋅ 2,051 SqFt. ⋅ Tawasha McKnight-Swanson

Check out this well-maintained 3-bedroom, 2-bath ranch that blends comfortable living with the space and features today’s buyers are looking for. The open, functional layout includes a unique sunken dining area that adds character and creates a natural space for entertaining. Downstairs, the partially finished basement takes the living space to another level, featuring a private jacuzzi—perfect for relaxing, entertaining, or creating your own personal retreat. Step outside to a privacy-fenced backyard with plenty of room for cookouts, weekend gatherings, entertaining friends, or enjoying your own outdoor space. The attached one-car garage adds convenience and valuable storage. Located in a great area with easy access to everyday amenities, this home is an excellent option for a first-time buyer, owner-occupant, or investor. Whether you’re looking for your next home or your next investment property, this one is worth a look. Good space. Great features. Strong potential. Come see it for yourself! AGENTS PLEASE SEE REMARKS...

817 Fieldhouse Ave, Elkhart

Listing courtesy of Tawasha McKnight-Swanson from Snyder Strategy Realty Inc.. Cell: 574-226-9881

$90,000

2 Beds ⋅ 1 Baths ⋅ 202639939 MLS ⋅ 992 SqFt. ⋅ Stacey Hurt

A new opportunity just hit the market in Elkhart — and it's built for investors. 634 W. Lusher Ave is a 2-bedroom, 1-bath home on a corner lot with a detached garage and a newer room off the kitchen with its own entry door. The floor plan flows nicely, but the home needs a total rehab — making it a true blank canvas for the right buyer.

634 W Lusher Ave, Elkhart

Listing courtesy of Stacey Hurt from Cressy & Everett- Elkhart. Office: 574-264-7581

$200,000

3 Beds ⋅ 3 Baths ⋅ 202639935 MLS ⋅ 1,566 SqFt. ⋅ Leah Sarber

Welcome to 402 Clarinet Blvd! This 3-bedroom, 3-bath condo offers a comfortable layout with a spacious kitchen featuring abundant cabinetry, stainless-steel appliances, counter space, and a breakfast bar. Enjoy newer flooring in the bedrooms and only 6-month-old carpet in the primary bedroom. The home also features a private deck , perfect for relaxing & enjoying the outdoor. Detached garage for convenient parking and storage.

402 Clarinet Blvd, Elkhart

Listing courtesy of Leah Sarber from RE/MAX 100 Elkhart. Cell: 574-575-8479

$149,900

5 Beds ⋅ 2 Baths ⋅ 202639478 MLS ⋅ 2,042 SqFt. ⋅ Mike Schade

Nicely maintained inside, outside needs painting- Roof has been repaired, but will need an overlay or re-shingled- Inside there are 2 newer furnaces for each floor-The home was formally used as a duplex- There are kitchens on both 1st & 2nd floors as well as bathrooms- A new stairway was installed recently to the upper level-There area total of 5 bedrooms, 2 on ML & 3 on UL- There is street parking for vehicles-

224 2nd N, Elkhart

Listing courtesy of Mike Schade from Cressy & Everett- Elkhart. Office: 574-264-7581

$119,000

4 Beds ⋅ 2 Baths ⋅ 202639278 MLS ⋅ 1,476 SqFt. ⋅ Hanna Wilbur-Potts

**Bring your vision to life!** This property offers an exciting opportunity for someone ready to add their personal touch and make it their own. With some TLC and creativity, this home has the potential to shine. A great opportunity for an investor, rehabber, or buyer looking for a project with possibilities. Come take a look and imagine what you can create!

925 S 2nd St, Elkhart

Listing courtesy of Hanna Wilbur-Potts from McKinnies Realty, LLC Elkhart. Cell: 574-370-4677

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Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker of MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.