Elkhart Homes under $300,000

Welcome to Elkhart, Indiana—a charming city nestled in the heart of Elkhart County, known for its rich history and vibrant community spirit. With its picturesque parks, friendly neighborhoods, and a wealth of recreational activities, Elkhart offers the perfect blend of small-town charm and modern conveniences. The city is situated conveniently between South Bend and Goshen, making it an ideal location for those seeking a peaceful lifestyle while still having access to urban amenities.

Elkhart is celebrated for its beautiful landscapes, including the stunning Elkhart River and numerous parks that provide ample opportunities for outdoor enthusiasts. Whether you enjoy hiking, fishing, or simply taking a leisurely stroll, Elkhart’s natural beauty is sure to captivate you. The city also boasts a thriving arts scene, with local galleries, theaters, and cultural events that bring the community together.

For homebuyers, Elkhart presents an exciting opportunity with a variety of homes available for under $300,000. This price point opens the door to a diverse selection of properties, from charming bungalows to spacious family homes, all situated in welcoming neighborhoods. With affordable housing options, Elkhart is perfect for first-time buyers, families, or anyone looking to invest in a community that values quality living.

In Elkhart, you’ll find not just a house, but a place to call home in a city that embraces its residents with warmth and hospitality. Explore Elkhart today and discover the perfect home waiting for you!

Newest Elkhart Homes under $300,000

$295,000

3 Beds ⋅ 2 Baths ⋅ 202640939 MLS ⋅ 1,523 SqFt. ⋅ Gregory Hire

Set in a quiet neighborhood, this three-bedroom (4th BR possible in basement) home has been owned by the same owner since it was built in 1975. Its distinctive brick exterior and beautifully terraced grounds create a memorable setting, with fieldstone steps, brick walls, and inviting outdoor spaces that offer a wonderful canvas for gardening and landscaping. The open-concept main floor features a great room with a skylight, wood-burning brick fireplace, and sliding door to the patio. The primary bedroom includes an attached bath with a slider to the deck. A full walkout basement adds a family room with a second wood-burning fireplace. Basement is partially finished. Enjoy the outdoors from the 34x12 poly deck or the 20x12 brick-paver patio. Fieldstone steps lead down through the terraced backyard, where mature trees and layered landscaping create a private retreat. The home also features a high-efficiency furnace.

60196 Surrey Ln, Elkhart

Listing courtesy of Gregory Hire from Hallmark Excellence Realty. Cell: 574-238-7157

$189,000

3 Beds ⋅ 1 Baths ⋅ 202640905 MLS ⋅ 864 SqFt. ⋅ Jose Ramirez

Move-in ready home in Baugo Township! This turn-key ranch home has low maintenance exterior with an outbuilding, vinyl siding and vinyl windows that provide ample amounts of natural lighting. Brand new paint and flooring throughout including seamless luxury vinyl plank throughout the entire main floor. The open concept kitchen is equipped with custom cabinets, a quartz sink and island seating! Enjoy the renovated full bathroom with modern finishes. Schedule your showing today!

56487 Miller Dr, Elkhart

Listing courtesy of Jose Ramirez from Berkshire Hathaway HomeServices Elkhart. Office: 574-293-1010

$149,900

2 Beds ⋅ 1 Baths ⋅ 202640838 MLS ⋅ 957 SqFt. ⋅ Brad Beer

Cute, move-in-ready home at an incredible price! Enjoy a spacious living room filled with natural light, plus an eat-in kitchen that opens to the living area—perfect for entertaining. The gorgeous new bathroom features an amazing tiled shower- a great way to start your day! The whole has has fresh paint, updated flooring, and modern lighting to add a stylish touch throughout. Convenient main-floor laundry makes everyday living easy. Outside, maintenance-free vinyl siding and a durable metal roof provide peace of mind. The large corner lot includes multiple fenced areas and storage sheds, offering plenty of space for pets, hobbies, and storage. Just move in and enjoy!

1400 Grand Ave, Elkhart

Listing courtesy of Brad Beer from Heart City Realty LLC. Cell: 574-596-0376

$158,215

2 Beds ⋅ 1 Baths ⋅ 202640777 MLS ⋅ 775 SqFt. ⋅ Jill Robinson

Move-in ready and packed with updates! Whether you're looking to simplify your space, make the move from renting to homeownership, or add to your investment portfolio, 2215 Decamp is worth a look. Step inside to a bright, welcoming interior with plenty of natural light and so many improvements already completed. Enjoy a beautifully updated kitchen, new flooring, vinyl windows, a new HVAC system, and a newer roof. Convenient main-level laundry makes everyday living easy, while the full basement provides plenty of additional storage space. Relax and enjoy the outdoors from the inviting front porch. With the updates already taken care of, all that's left to do is move in and make it your own. Schedule your showing today!

2215 Decamp Ave, Elkhart

Listing courtesy of Jill Robinson from eXp Realty, LLC. Cell: 574-250-9980

$169,900

3 Beds ⋅ 1 Baths ⋅ 202640714 MLS ⋅ 1,080 SqFt. ⋅ Craig Culver

Great 3 bedroom home on a large corner lot with a fenced yard! Large deck for outdoor entertaining! Mature trees for summer shade! Vinyl windows. Roof is 6 years old. Furnace replaced in 2019. Shed is convenient for extra storage. This is a great opportunity to start your home ownership journey!

56609 Shore Ave, Elkhart

Listing courtesy of Craig Culver from Berkshire Hathaway HomeServices Elkhart. Office: 574-293-1010

$300,000

3 Beds ⋅ 2 Baths ⋅ 202640676 MLS ⋅ 1,833 SqFt. ⋅ Tammy Harper

Turn-key home on a spacious corner lot with views of Simonton Lake! This fully furnished 3-bedroom, 2-bath home offers a combination of charm, space and versatility, including beautiful original hardwood floors, main-level laundry and a partially finished basement which is a rare find near the lake. The oversized primary bath conveniently houses a full size washer & dryer, stand up shower, vanity & plenty of space to move around. The finished basement expands your living space with a large 11x32 family room plus a separate 9x17 bonus room that could serve as a home office, hobby room or additional sleeping space. You’ll also find plenty of storage, a stand-up shower and a second laundry area complete with washer and dryer. Outside, enjoy a vinyl-fenced backyard featuring a large patio, complete with awning, patio furniture and storage shed. An additional 10' x 30' side patio provides the perfect space for storing a boat, trailer or camper. The oversized garage offers built-in cabinetry and plenty of room for vehicles, tools and toys. Additional features include a new roof in 2024, two solar-powered attic vents and a 9yr old HVAC system that includes an electronic air cleaner and has been professionally serviced twice a year. A 220V generator is also included and can power necessities such as the well pump, furnace & refrigerators during a power outage. Currently served by well and septic, the property also includes a grinder pump located in the shed should the new owner choose to pursue connection to available city sewer. Lake views, a large corner lot, fenced yard, finished basement, generous storage, room for your boat or camper & fully furnished—this home is literally move-in ready and has so much to offer!

26284 Lake Dr, Elkhart

Listing courtesy of Tammy Harper from Century 21 Circle. Office: 574-293-2121

$289,900

4 Beds ⋅ 2 Baths ⋅ 202640565 MLS ⋅ 1,680 SqFt. ⋅ Becky Mattair

Open the door to your beautiful home with tranquil views of the Elkhart River. Peaceful backyard setting, metal roof and lots of curb appeal. Two spacious living areas complete with brick wood burning fireplace, large master, convenient main floor laundry. Beautiful updated white cabinetry with lots of counter space. Great views in dining area. Offers hardwood flooring and vinyl plank flooring. Resurfaced speckled garage floor adds a nice touch. Updated windows. Excellent storage in basement. Buyer to verify all taxes, schools and measurements.

23737 Decamp Blvd, Elkhart

Listing courtesy of Becky Mattair from Cressy & Everett- Elkhart. Office: 574-264-7851

$180,000

3 Beds ⋅ 2 Baths ⋅ 202640532 MLS ⋅ 1,248 SqFt. ⋅ Berto Barrera

Move in ready and full of charm! This 3 bedroom, 2 bath home in the Baugo Community offers an inviting layout with plenty of updates throughout. Step inside to a bright kitchen featuring white cabinetry, ample counter space, and a clean, modern feel. The living area is highlighted by a cozy fireplace, while the spacious primary suite offers its own private bath and generous closet space. Outside, enjoy a fully fenced double lot with plenty of room to entertain, relax, or make the space your own. A covered deck, detached garage, and additional outdoor storage add even more functionality. With comfortable living spaces inside and plenty of room outside, this home is ready for its next owner. Schedule your showing today!

2710 Kreighbaum St, Elkhart

Listing courtesy of Berto Barrera from RE/MAX Results. Cell: 574-253-7400

$103,500

1 Beds ⋅ 1 Baths ⋅ 202640496 MLS ⋅ 697 SqFt. ⋅ Jaime Perez

Attention all First-Time Buyers or Investors looking to take advantage of a great opportunity - this property features 1 bedroom and 1 bathroom with the possibility of a small second bedroom or great walk-in closet! The charming arched doorways, an abundance of natural light, newer fixtures, and main level laundry make this home a contender, and the price offers flexibility and potential for future improvements. Conveniently located close to restaurants, grocery stores, schools, shopping, and much more. Whether you’re a first-time homebuyer looking for an affordable property or an investor searching for your next opportunity, this home is worth a look. Sold as is.

1221 W Wolf Ave, Elkhart

Listing courtesy of Jaime Perez from Century 21 Circle. Office: 574-293-2121

$99,900

3 Beds ⋅ 1 Baths ⋅ 202640488 MLS ⋅ 1,178 SqFt. ⋅ Abel Garcia

Discover an affordable homeownership opportunity in Elkhart! This 3-bedroom, 1-bath home offers 1,178 sq. ft. of living space, a practical layout, and a nicely sized yard. Conveniently located near parks, hospitals, shopping, and everyday amenities. The roof is approximately 5 years old, and several improvements have already been made. Whether you're a first-time buyer or looking for an affordable home, this property offers a great opportunity to make it your own. Schedule your showing today!

1010 Hudson St, Elkhart

Listing courtesy of Abel Garcia from RE/MAX Results The Viruez Team. Cell: 260-580-4761

$168,500

3 Beds ⋅ 2 Baths ⋅ 202640341 MLS ⋅ 1,422 SqFt. ⋅ Nancy Miller

Close to shopping and schools. Just around the corner from Wellfield Botanical Gardens. Hardwood floors through out house. Large deck in back. Fenced in yard, w/ low maintenance. Sale includes stove-gas, washer & dryer, and custom built bed for master bedroom. Garage has been changed to a rec room. New roof and new furnace in 2021. Most windows are new since 2021. Electrical has been updated in 2023. New sewer pipe in basement in 2024. New water pipe in basement and all the way out to the road in 2022.

206 W Simonton St, Elkhart

Listing courtesy of Nancy Miller from Cressy & Everett- Elkhart. Cell: 574-538-9054

$259,900

3 Beds ⋅ 2 Baths ⋅ 202640304 MLS ⋅ 1,352 SqFt. ⋅ Drew Overmyer

Welcome to this stunning, fully updated ranch home offering spacious one-level living and modern finishes throughout. Featuring 3 bedrooms and 2 full bathrooms, this home boasts a massive open-concept living room and kitchen filled with tons of windows and natural light. The beautifully updated kitchen features new cabinetry, quartz countertops, stainless steel appliances, and a large eat-in island. Luxury vinyl plank flooring flows throughout the entire home, offering a clean, modern look with easy maintenance. Major updates include a brand-new roof, HVAC system, and beautifully renovated bathrooms, giving you peace of mind for years to come. Outside, enjoy the large backyard and brand-new floating deck, perfect for relaxing or entertaining. Nothing to do but move in and enjoy! This turnkey ranch combines modern updates, an open layout, and fantastic outdoor space in a great Elkhart location.

53096 Crystal Pond Dr, Elkhart

Listing courtesy of Drew Overmyer from At Home Realty Group. Cell: 574-299-3184

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Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker of MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.